13888 State Rd T, Festus, MO 63028 Property Records

Jefferson County property record for 13888 State Rd T, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,610 sqft · built 1999
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$203,900 (Feb 2014)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-2.2-10.0-0-000-025.06`

Property Details

APN / Parcel Number

Primary APN	`22-2.2-10.0-0-000-025.06`
Alternative APN	`2222100 02506`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	1,610 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Lot Area	174,240 sqft
Garage Type	Attached
Garage Area	840 sqft
Porch	Open Frame Porch
Porch Area	350 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13888 STATE ROAD T
City	FESTUS
State	MO
Zip	63028-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	BLAND ACRES 2 LOT 12
Legal Range	6E
Legal Township	39N
Legal Section	10
Legal Subdivision	BLAND
Legal Block	2
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2018
Census Tract	701403

Owner

13888 State Rd T is owned and occupied by two individuals who acquired it in November 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13888 STATE ROAD T, FESTUS, MO 63028-4822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 22, 2021	Beneficiary Deed, Transfer
Apr 20, 2017	Deed of Trust, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2014 · Amount on File
Deed Sale	Feb 24, 2014 · Amount on File
Prior Sale	Apr 16, 1999
Deed Document Number	20144849
Last Transfer Date	Nov 17, 2021
Transfer Doc	0000050661
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13888 STATE ROAD T, FESTUS, MO 63028-4822
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13888 STATE ROAD T, FESTUS, MO 63028-4822

Mortgage

Document Number	0000008370
Date	Mar 31, 2026
Instrument	2026R-008370

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13888 STATE ROAD T, FESTUS, MO 63028-4822
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018278
Date	Apr 26, 2021
Instrument	2021R-018278

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	KANSAS CITY, MO 64116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 22, 2021
Property Address	13888 STATE ROAD T, FESTUS, MO 63028-4822
Document Number	0000050661
Map Reference	MB 167 PG 28A
Instrument Date	Nov 16, 2021
Instrument	2021R-050661
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13575 MAMMOTH RD, DE SOTO, MO 63020-4876

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13888 STATE ROAD T, FESTUS, MO 63028-4822
Document Number	0000013548
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13888 STATE ROAD T FESTUS MO 630284822, FESTUS, MO 63028-4822

Mortgage

Document Number	0000013548
Date	May 5, 2017
Instrument	13548

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 13888 State Rd T was $2,282, up 1.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,800 (-) Land $3,200 Building $35,600	$204,300 (-) Land $17,000 Building $187,300
2025	$2,282.00 (+1.15%)	$38,800 Land $3,200 Building $35,600	$204,300 (-) Land $17,000 Building $187,300
2024	$2,256.00 (+0.09%)		$204,300 (+9.84%) Land $17,000 Building $187,300
2023	$2,254.00 (-0.09%)	$35,300 (-) Land $3,200 Building $32,100	$186,000 Land $17,000 Building $169,000
2022	$2,256.00	$35,300 Land $3,200 Building $32,100
2021			$186,000 Land $17,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13888 State Rd T in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13888 State Rd T is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brown Dog Networks Fixed Wireless	50 / 10
AT&T DSL	50 / 10

May also be available: Spectrum, Wisper ISP.

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