13855 State Rd T, Festus, MO 63028 Property Records

Jefferson County property record for 13855 State Rd T, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,930 sqft · built 2019
Lot Size	16.3 acres (711,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,600 (Oct 2018)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-2.2-10.0-0-000-025.12`

Property Details

APN / Parcel Number

Primary APN	`22-2.2-10.0-0-000-025.12`
Alternative APN	`2222100 02512`

Interior

Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	1,930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	711,770 sqft
Garage Type	Attached
Garage Area	852 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

State	MO
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	BLAND ACRES 2 LOT 3
Legal Range	6E
Legal Township	39N
Legal Section	10
Legal Subdivision	BLAND
Legal Block	2
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2000
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13855 STATE ROAD T, FESTUS, MO 63028-4823
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit ARSENAL CU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit UNICO BK
Feb 13, 2019	Trustee's Deed, Construction Loan · Line of Credit UNICO BK
Oct 25, 2018	Warranty Deed, Transfer · Line of Credit UNICO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	Jan 30, 2003
Deed Document Number	201832716
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13855 STATE ROAD T, FESTUS, MO 63028-4823
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13855 STATE ROAD T, FESTUS, MO 63028-4823

Mortgage

Document Number	0000033081
Date	Jul 29, 2021
Instrument	2021R-033081

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13855 STATE ROAD T, FESTUS, MO 63028-4823
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009097
Date	Mar 2, 2021
Instrument	2021R-009097

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	FESTUS, MO 63028
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016090
Date	May 12, 2020
Instrument	2020R-016090

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Quarterly
Index	1-Year CMT

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	FESTUS, MO 63028
Document Number	0000032509
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13855 STATE ROAD T FESTUS MO 630284823, FESTUS, MO 63028-4823

Mortgage

Document Number	0000032509
Date	Oct 21, 2019
Instrument	32509

Lender

Name	UNICO BK
Type	Bank
Address	MINERAL POINT, MO 63660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 13, 2019
Property Address	FESTUS, MO 63028
Instrument Date	Feb 6, 2019
Instrument	4109
Transaction Type	Construction Loan
Record Updated	Mar 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2428 WATERFRONT DR IMPERIAL MO 630524311, IMPERIAL, MO 63052-4311

Mortgage

Document Number	0000004109
Date	Feb 13, 2019
Instrument	4109

Lender

Name	UNICO BK
Type	Bank
Address	MINERAL POINT, MO 63660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2020

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 25, 2018
Property Address	FESTUS, MO 63028
Document Number	0000032716
Map Reference	MB201 PG26B
Instrument Date	Oct 24, 2018
Instrument	2018R-032716
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1776 LEXINGTON PL APT 300, 1776, HERCULANEUM, MO 63048-1594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 WATERFRONT DR, IMPERIAL, MO 63052-4312

Mortgage

Document Number	0000032717
Date	Oct 25, 2018
Instrument	2018R-032717

Lender

Name	UNICO BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2043

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,400 (-) Land $8,300 Building $70,100	$412,900 (-) Land $43,900 Building $369,000
2025	$4,981.00 (+8.92%)	$78,400 (+9.5%) Land $8,300 Building $70,100
2024			$412,900 (+9.52%) Land $43,900 Building $369,000
2023	$4,573.00	$71,600 Land $8,300 Building $63,300	$377,000 Land $43,900 Building $333,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brown Dog Networks Fixed Wireless	50 / 10
AT&T DSL · Fixed Wireless in parts of the area	50 / 10

May also be available: Spectrum, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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