13854 State Rd T, Festus, MO 63028 Property Records

Jefferson County property record for 13854 State Rd T, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,052 sqft · built 2001
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,800 (Jul 2019)
Tax Bill	$2,736 (2025)
Deeds & Mortgages	Apr 2026 Transfer Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-2.2-10.0-0-000-025.08`

Property Details

APN / Parcel Number

Primary APN	`22-2.2-10.0-0-000-025.08`
Alternative APN	`2222100 02508`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	174,240 sqft
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	390 sqft
Deck Area	Deck Area
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13854 STATE ROAD T
City	FESTUS
State	MO
Zip	63028-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	BLAND ACRES 4 LOT 14
Legal Range	6E
Legal Township	39N
Legal Section	10
Legal Subdivision	BLAND
Legal Block	2
Legal Lot Number	14
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2018
Census Tract	701403

Owner

Source: Jefferson County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13854 STATE ROAD T, FESTUS, MO 63028-4822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BK
Jul 23, 2019	Warranty Deed, Transfer KELLER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Document Number	201921286
Last Transfer Date	Mar 30, 2026
Transfer Doc	0000008576
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 1, 2026
Property Address	13854 STATE ROAD T, FESTUS, MO 63028-4822
Document Number	0000008576
Instrument Date	Mar 30, 2026
Instrument	20268576
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13854 STATE ROAD T, FESTUS, MO 63028-4822
Document Number	0000011938
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13854 STATE ROAD T FESTUS MO 630284822, FESTUS, MO 63028-4822

Mortgage

Document Number	0000011938
Date	Apr 9, 2020
Instrument	11938

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 8, 2030

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 23, 2019
Property Address	13854 STATE ROAD T, FESTUS, MO 63028-4822
Document Number	0000021286
Instrument Date	Jul 18, 2019
Instrument	21286
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13854 STATE ROAD T FESTUS MO 630284822, FESTUS, MO 63028-4822

Mortgage

Document Number	21287
Date	Jul 23, 2019
Instrument	21287

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,100 (-) Land $3,200 Building $42,900	$242,900 (-) Land $17,000 Building $225,900
2025	$2,736.00 (+0.96%)	$46,100 (+8.73%) Land $3,200 Building $42,900	$242,900 (-) Land $17,000 Building $225,900
2024	$2,710.00 (+0.07%)		$242,900 (+8.73%) Land $17,000 Building $225,900
2023	$2,708.00	$42,400 Land $3,200 Building $39,200	$223,400 Land $17,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brown Dog Networks Fixed Wireless	50 / 10
AT&T DSL · Fixed Wireless in parts of the area	50 / 10

May also be available: Spectrum, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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