San Luis Obispo County property record for 1387 S 4th St, Oceano, CA 93445 · Last verified October 2025
| Property Type | Residential > Single Family > Home Plus Accessory Dwelling Unit |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1939 |
| Square Footage | 720 sqft Living Area |
| Lot Size | 17,820 sqft (0.409 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,500 (2003) |
| Tax Bill | $6,152.00 (2025) |
| Primary APN | 062-291-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 720 sqft Living Area |
| Gross Area | 2,816 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1939 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 17,820 sqft (0.409 acres) |
| Parking Spaces | 1 Parking Spaces |
| Total Buildings | 2 Total Buildings |
| Street Address | 1387 S 4TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-8806 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home Plus Accessory Dwelling Unit |
| Legal Description | RIO VST DELL LT 15 |
| Legal Subdivision | RIO VISTA DELL |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ARROYO GRANDE |
| Census Blockgroup | 2 |
| Census Block | 2035 |
| Census Tract | 12201 |
Source: San Luis Obispo County records · APN 062-291-027
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1385 S 4TH ST, OCEANO, CA 93445-8806 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Oct 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Apr 14, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS LENDING CORP |
| Dec 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS LNDG |
| May 24, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2003 · Amount on Record |
| Deed Sale | Feb 28, 2003 · Amount on Record |
| Prior Sale | Jun 14, 2013 |
| Deed Doc Number | 0000020857 |
| Last Transfer Date | May 28, 2015 |
| Transfer Doc | 0000025677 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1387 S 4TH ST, OCEANO, CA 93445-8806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1387 S 4TH ST 5, 5, OCEANO, CA 93445-8806 |
| Document Number | 0000004523 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026004523 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1387 S 4TH ST, OCEANO, CA 93445-8806 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1387 S 4TH ST, OCEANO, CA 93445-8806 |
| Document Number | 0000032452 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023032452 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1387 S 4TH ST, OCEANO, CA 93445-8806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP |
| Name | Verified Name |
|---|---|
| Address | 1387 S 4TH ST, OCEANO, CA 93445-8806 |
| Document Number | 0000028163 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021028163 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1387 S 4TH ST, OCEANO, CA 93445-8806 |
| Document Number | 0000078394 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1387 S 4TH ST OCEANO CA 934458806, OCEANO, CA 93445-8806 |
| Document Number | 0000078394 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 78394 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1387 S 4TH ST, OCEANO, CA 93445-8806 |
| Document Number | 0000023730 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1385 S 4TH ST OCEANO CA 934458806, OCEANO, CA 93445-8806 |
| Document Number | 0000023730 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 23730 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,152.00 (+4.82%) Homeowner's exemption | $521,281 (+4.04%) Land $268,880 Building $252,401 |
| 2023 | $5,869.00 (+1.4%) Homeowner's exemption | $501,040 Land $258,440 Building $242,600 |
| 2022 | $5,788.00 |
1387 S 4th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures