1386 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1386 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1960
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$139,900 (Jul 2021)
Tax Bill$2,021 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-009-400-010-00

Property Details

APN / Parcel Number

Primary APN040-009-400-010-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions175 ft deep x 150 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1386 E COGGINS RD
CityPINCONNING
StateMI
Zip48650-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM 33 FT S OF NW COR NE 1/4 OF SE 1/4 TH S 175 FT TH E 150 FT TH N 175 FT TH W 150 FT TO BEG. SEC.9,T16N,R4E .
JurisdictionBAY MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3022
Census Tract286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1386 E COGGINS RD, PINCONNING, MI 48650-9329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleOct 19, 2012 · Amount on Record
Deed Document Number202112582
Prior Transfer DateMay 29, 2015
Prior Transfer Doc0030920897
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJul 20, 2021
Property Address1386 E COGGINS RD, PINCONNING, MI 48650-9329
Document Number202112582
Instrument DateJul 19, 2021
Instrument202112582
Transaction TypeTransfer
Record UpdatedOct 20, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1386 E COGGINS RD, 1386, PINCONNING, MI 48650-9329

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 GREENWOOD RD, WEST BRANCH, MI 48661-9663

Mortgage

Document Number202112584
DateJul 20, 2021
Instrument202112584
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORIT
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number202112583
DateJul 20, 2021
Instrument202112583
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionFraser Township
Unified School DistrictPinconning Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,021.00 (+231.31%) Homeowner's exemption$82,600 (+4.82%)$165,200 (+4.82%)
2025$610.00 (-65.81%) Homeowner's exemption$78,800 (+27.1%)$157,600 (+27.1%)
2023$62,000$124,000
2022$1,784.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1986–2020)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Brightspeed
DSL
100 / 10
AT&T
Fixed Wireless
25 / 3

May also be available: T-Mobile.

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