13840 Cole Trl, Platte City, MO 64079 Property Records

Platte County property record for 13840 Cole Trl, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,753 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,794 (2023)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-1.0-01-400-008-005-000`

Property Details

APN / Parcel Number

Primary APN	`16-1.0-01-400-008-005-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	4,360 sqft
1st Floor Area	1,753 sqft
Basement Area	1,753 sqft
Finished Basement	800 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	248 sqft
Deck Area	168 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13840 COLE TRL
City	PLATTE CITY
State	MO
Zip	64079-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT WAY 2ND LOT 85
Legal Range	35
Legal Township	52
Legal Section	01
Legal Subdivision	SUMMIT WAY 2ND
Legal Lot Number	85
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2017
Census Tract	30501

Owner

13840 Cole Trl is owned and occupied by two individuals who acquired it in November 2005.

Source: Platte County records, as of January 5, 2024

Owner of Record	2 Individual Names on File
Mailing Address	13840 COLE TRL, PLATTE CITY, MO 64079-9698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit CONNECTIONS BANK MIDWEST
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2005
Deed Sale	Nov 17, 2005
Prior Sale	Jul 19, 2005
Deed Document Number	2005 021677
Deed Book / Page	1071 / 433
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	13840 COLE TRL, PLATTE CITY, MO 64079-9698
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13840 COLE TRL, PLATTE CITY, MO 64079-9698

Mortgage

Document Number	0013950731
Date	Aug 3, 2023
Book Page	1395/731
Instrument	2023007530

Lender

Name	CONNECTIONS BANK MIDWEST
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	13840 COLE TRL, PLATTE CITY, MO 64079-9698
Document Number	0012760451
Book / Page	001276 / 000451
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13840 COLE TRL PLATTE CITY MO 640799698, PLATTE CITY, MO 64079-9698

Mortgage

Document Number	0012760451
Date	Mar 23, 2017
Book Page	001276/000451
Instrument	3604

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 22, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Platte County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,794.00	$57,045 Land $9,701 Building $47,344	$300,240 Land $51,059 Building $249,181
2018	$2,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13840 Cole Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13840 Cole Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: United Fiber, Verizon.

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