13810 Cole Trl, Platte City, MO 64079 Property Records

Platte County property record for 13810 Cole Trl, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,740 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$3,414 (2024)
Deeds & Mortgages	Apr 2023 Sale Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-10-01-400-008-002-000`

Property Details

APN / Parcel Number

Primary APN	`16-10-01-400-008-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,740 sqft
Basement Area	1,821 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	124 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13810 COLE TRL
City	PLATTE CITY
State	MO
Zip	64079-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT WAY 2ND LOT 88
Legal Range	35W
Legal Township	52N
Legal Section	01
Legal Subdivision	SUMMIT WAY 2ND
Legal Lot Number	88
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2017
Census Tract	30501

Owner

13810 Cole Trl is owned and occupied by an individual who acquired it in March 2023.

Source: Platte County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	13810 COLE TRL, PLATTE CITY, MO 64079-9698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Beneficiary Deed, Transfer
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit WELLS BANK OF PLATTE CITY
Jun 19, 2017	Warranty Deed, Transfer · Line of Credit PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019
Deed Sale	Sep 20, 2019
Prior Sale	Jun 19, 2017 · Amount on File
Deed Document Number	201911967
Deed Book / Page	1318 / 827
Last Transfer Date	Mar 30, 2023
Transfer Doc	0013910393
Record Updated	Jun 8, 2026

April 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	PLATTE MO
Recording Date	Apr 5, 2023
Property Address	13810 COLE TRL, PLATTE CITY, MO 64079-9698
Document Number	0013910393
Book / Page	1391 / 393
Instrument Date	Mar 30, 2023
Instrument	2023003166
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	13810 COLE TRL, PLATTE CITY, MO 64079-9698
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013340971
Date	Jul 16, 2020
Book Page	1334/971
Instrument	2020010917

Lender

Name	WELLS BANK OF PLATTE CITY
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Jun 19, 2017
Property Address	13810 COLE TRL, PLATTE CITY, MO 64079-9698
Document Number	0012800729
Book / Page	001280 / 000729
Instrument Date	May 30, 2017
Instrument	7912
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13810 COLE TRL PLATTE CITY MO 640799698, PLATTE CITY, MO 64079-9698

Mortgage

Document Number	12800730
Date	Jun 19, 2017
Book Page	001280/000730
Instrument	7913

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,289 Land $9,991 Building $39,298	$259,414 Land $52,585 Building $206,829
2024	$3,414.00 (+4.15%)
2023	$3,278.00	$49,289 Land $9,991 Building $39,298	$259,415 Land $52,585 Building $206,830
2018	$2,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13810 Cole Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13810 Cole Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: United Fiber, Verizon.

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