13850 Cole Trl, Platte City, MO 64079 Property Records

Platte County property record for 13850 Cole Trl, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.75 ba · 3,141 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,149 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-10-01-400-008-006-000`

Property Details

APN / Parcel Number

Primary APN	`16-10-01-400-008-006-000`

Interior

Bedrooms	5 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,141 sqft Living Area
Gross Area	4,348 sqft
1st Floor Area	1,314 sqft
Basement Area	1,314 sqft
Finished Basement	1,314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Architectural Style	Multi-Level
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	124 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	216 sqft
Patio Area	696 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	13850 COLE TRL
City	PLATTE CITY
State	MO
Zip	64079-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT WAY 2ND LOT 84
Legal Range	35W
Legal Township	52N
Legal Section	01
Legal Subdivision	SUMMIT WAY 2ND
Legal Lot Number	84
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2017
Census Tract	30501

Owner

13850 Cole Trl is owned and occupied by two individuals who acquired it in January 2021.

Source: Platte County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13850 COLE TRL, PLATTE CITY, MO 64079-9698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2021	Intrafamily Transfer, Transfer ACCURATE TITLE
Feb 2, 2021	Intrafamily Transfer, Transfer ACCURA TITLE, ACCURATE TITLE
Jan 20, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021
Deed Sale	Jan 20, 2021
Prior Sale	Apr 6, 2015
Deed Document Number	20211269
Deed Book / Page	1348 / 633
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	13850 COLE TRL, PLATTE CITY, MO 64079-9698
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013220097
Date	Nov 21, 2019
Book Page	1322/097
Instrument	2019015256

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLATTE MO
Recording Date	Jan 22, 2021
Property Address	13850 COLE TRL, PLATTE CITY, MO 64079-9698
Document Number	0013480862
Book / Page	1348 / 862
Instrument Date	Jan 20, 2021
Instrument	2021001498
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	ACCURATE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13850 COLE TRL, PLATTE CITY, MO 64079-9698
Investor	Possibly a Property Investor

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLATTE MO
Recording Date	Feb 2, 2021
Property Address	13850 COLE TRL, PLATTE CITY, MO 64079-9698
Document Number	0013490662
Book / Page	1349 / 662
Instrument Date	Jan 20, 2021
Instrument	2021002304
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	ACCURA TITLE, ACCURATE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13850 COLE TRL, PLATTE CITY, MO 64079-9698
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Jan 20, 2021
Property Address	13850 COLE TRL, PLATTE CITY, MO 64079-9698
Document Number	0013480633
Book / Page	001348 / 000633
Instrument Date	Dec 21, 2020
Instrument	1269
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13850 COLE TRL PLATTE CITY MO 640799698, PLATTE CITY, MO 64079-9698

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,911 Land $9,701 Building $50,210	$315,322 Land $51,059 Building $264,263
2024	$4,149.00 (+4.14%)
2023	$3,984.00	$59,911 (+8.2%) Land $9,701 Building $50,210	$315,323 Land $51,059 Building $264,264
2022		$55,371 Land $9,701 Building $45,670
2021			$291,426 Land $51,059 Building $240,367
2018	$2,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13850 Cole Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13850 Cole Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: United Fiber, Verizon.

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