San Diego County property record for 13821 Mercado Dr, Del Mar, CA 92014
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,806 sqft · built 1973 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Trust Name on File |
| Last Sale | $905,000 (May 2003) |
| Tax Bill | $14,534 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-362-30-00 |
| Primary APN | 300-362-30-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,806 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 6,800 sqft (0.156 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 3003620800 |
|---|---|
| Street Address | 13821 MERCADO DR |
| City | DEL MAR |
| State | CA |
| Zip | 92014-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-6 |
| Legal Description | BLK 19 LOT 13 ST CLSD ADJ& TR 000157 |
| Legal Subdivision | DEL MAR HEIGHTS |
| Legal Tract | 000157 |
| Legal Block | 19 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 8324 |
13821 Mercado Dr is owner-occupied and held in a trust since October 2012.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 13821 MERCADO DR, DEL MAR, CA 92014-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2003 · Amount on File |
| Deed Sale | May 16, 2003 · Amount on File |
| Prior Sale | Mar 7, 1997 · Amount on File |
| Deed Document Number | 2003576075 |
| Last Transfer Date | Oct 10, 2012 |
| Transfer Doc | 0000791389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13821 MERCADO DR, DEL MAR, CA 92014-3122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000266524 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-0266524 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13821 MERCADO DR, DEL MAR, CA 92014-3122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 13821 MERCADO DR, DEL MAR, CA 92014-3122 |
| Document Number | 0000640884 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-0640884 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 13821 Mercado Dr was $14,534 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Elementary School District | Del Mar Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,336,941 (+2%) Land $746,030 Building $590,911 | |
| 2025 | $14,534.00 Homeowner's exemption | $1,310,727 Land $731,402 Building $579,325 |
| 2023 | $13,427.00 (+1.65%) Homeowner's exemption | $1,259,831 Land $703,001 Building $556,830 |
| 2022 | $13,209.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 13821 Mercado Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1993–2005) |
| Most Recent Claim | Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13821 Mercado Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: San Diego Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures