13802 Mercado Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 13802 Mercado Dr, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,523 sqft · built 2015
Lot Size	0.119 acres (5,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,925,000 (Aug 2021)
Tax Bill	$22,394 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-361-83-00`

Property Details

APN / Parcel Number

Primary APN	`300-361-83-00`
Alternative APN	`3003614300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,523 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	5,191 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3003614300
Street Address	13802 MERCADO DR
City	DEL MAR
State	CA
Zip	92014-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	BLK 18 LOT 10 (EX ST OP)ST CLSD ADJ& TR 000157
Legal Subdivision	DEL MAR HEIGHTS
Legal Tract	000157
Legal Block	18
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1032
Census Tract	8324

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 34458, SAN DIEGO, CA 92163-4458
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 9, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	2021563420
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2026
Property Address	13802 MERCADO DR, DEL MAR, CA 92014-3125
Document Number	0000260830
Instrument Date	Aug 28, 2026
Instrument	2026260830
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13802 MERCADO DR, DEL MAR, CA 92014-3125

Mortgage

Document Number	0000260830,
Date	Sep 4, 2026
Instrument	2026260830

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2021
Property Address	13802 MERCADO DR, DEL MAR, CA 92014-3125
Document Number	0000563420
Map Reference	MAP 157
Instrument Date	Jul 22, 2021
Instrument	2021-0563420
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 34458, SAN DIEGO, CA 92163-4458

Mortgage

Document Number	0000563421
Date	Aug 9, 2021
Instrument	2021-0563421

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13802 MERCADO DR, DEL MAR, CA 92014-3125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423716
Date	Jul 31, 2020
Instrument	2020-0423716

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Aug 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2018
Property Address	13802 MERCADO DR, DEL MAR, CA 92014-3125
Document Number	0000161443
Instrument Date	Apr 12, 2018
Instrument	161443
Transaction Type	Transfer
Record Updated	Apr 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2501 VIA TORINA DEL MAR CA 920143735, DEL MAR, CA 92014-3735

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,083,679 (+2%) Land $1,298,917 Building $784,762
2025	$22,394.00 (+6.81%)	$2,042,824 (+4.04%) Land $1,273,449 Building $769,375
2023	$20,967.00 (+1.62%)	$1,963,500 Land $1,224,000 Building $739,500
2022	$20,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1993–2005)
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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