13792 Mercado Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 13792 Mercado Dr, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,109 sqft · built 2010
Lot Size	0.127 acres (5,527 sqft)
Owner	Individual Name on Record
Last Sale	$2,750,000 (Sep 2026)
Tax Bill	$21,723 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`300-368-41-00`

Property Details

APN / Parcel Number

Primary APN	`300-368-41-00`
Alternative APN	`3003682100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,109 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	5,527 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3003682100
Street Address	13792 MERCADO DR
City	DEL MAR
State	CA
Zip	92014-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	BLK 25 LOT 1 (EX ST OP)ST&ALLEY CLSD ADJ& TR 000157
Legal Subdivision	DEL MAR HEIGHTS
Legal Tract	000157
Legal Block	25
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	8324

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13792 MERCADO DR, DEL MAR, CA 92014-3416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 24, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Nov 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 21, 2018	Grant Deed, Transfer BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	2026282075
Prior Transfer Date	Nov 19, 2018
Prior Transfer Doc	0000484354
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	13792 MERCADO DR, DEL MAR, CA 92014-3416
Document Number	0000282075
Instrument Date	Aug 5, 2026
Instrument	2026282075
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13792 MERCADO DR, DEL MAR, CA 92014-3416

Mortgage

Document Number	0000282076,
Date	Sep 29, 2026
Instrument	2026282076

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13792 MERCADO DR, DEL MAR, CA 92014-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304011
Date	Jul 6, 2017
Instrument	2017-0304011

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	DEL MAR, CA 92014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.5%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13792 MERCADO DR, DEL MAR, CA 92014-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506951
Date	Oct 31, 2017
Instrument	2017-0506951

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13792 MERCADO DR, DEL MAR, CA 92014-3416
Document Number	0000002263
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13792 MERCADO DR DEL MAR CA 920143416, DEL MAR, CA 92014-3416

Mortgage

Document Number	0000002263
Date	Jan 3, 2020
Instrument	2263

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 21, 2018
Property Address	13792 MERCADO DR, DEL MAR, CA 92014-3416
Document Number	0000484354
Instrument Date	Nov 19, 2018
Instrument	484354
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13792 MERCADO DR DEL MAR CA 920143416, DEL MAR, CA 92014-3416

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2018
Property Address	13792 MERCADO DR, DEL MAR, CA 92014-3416
Document Number	0000204258
Instrument Date	Mar 28, 2018
Instrument	204258
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13792 MERCADO DR DEL MAR CA 920143416, DEL MAR, CA 92014-3416

Mortgage

Document Number	204259
Date	May 21, 2018
Instrument	204259

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST, OMAHA, NE 68154-5247

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,015,931 (+2%) Land $1,334,671 Building $681,260
2025	$21,723.00 (+7.28%)	$1,976,403 (+4.04%) Land $1,308,501 Building $667,902
2023	$20,249.00 (+1.64%) Homeowner's exemption	$1,899,659 Land $1,257,692 Building $641,967
2022	$19,922.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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