Island County property record for 1381 Orchard Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,262 sqft · built 1957 |
| Lot Size | 0.46 acres (20,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $467,000 (Jun 2024) |
| Tax Bill | $3,307 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S7685-00-05001-0 |
| Primary APN | S7685-00-05001-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| Gross Area | 1,514 sqft |
| 1st Floor Area | 1,262 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 20,028 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1381 ORCHARD LOOP |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | PATTONS HILLCREST LOT 1 BLK 5 |
| Legal Subdivision | PATTONS HILLCREST |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970401 |
1381 Orchard Loop is owned and occupied by an individual who bought it in June 2024.
Source: Island County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1381 ORCHARD LOOP, OAK HARBOR, WA 98277-8914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2024 · Amount on File |
| Deed Sale | Jun 5, 2024 · Amount on File |
| Deed Document Number | 20244573069 |
| Prior Transfer Date | May 29, 2024 |
| Prior Transfer Doc | 0004573070 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1381 Orchard Loop was $3,307.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,307.00 | ||
| 2025 | $427,664 Land $210,000 Building $217,664 | $427,664 Land $210,000 Building $217,664 | |
| 2023 | $2,602.00 | $373,912 (+7.11%) Land $190,000 Building $183,912 | $373,912 (+7.11%) Land $190,000 Building $183,912 |
| 2022 | $349,088 Land $180,000 Building $169,088 | $349,088 Land $180,000 Building $169,088 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1381 Orchard Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1381 Orchard Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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