1372 Orchard Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1372 Orchard Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,288 sqft · built 1957
Lot Size	0.491 acres (21,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (Nov 2025)
Tax Bill	$3,523 (2026)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`S7685-00-04012-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-00-04012-0`
Alternative APN	`342711`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,144 sqft
Upper Floors Area	1,144 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1963
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	21,402 sqft (0.491 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	476 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	1372 ORCHARD LOOP
City	OAK HARBOR
State	WA
Zip	98277-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST LOT 12 BLK 4
Legal Subdivision	PATTONS HILLCREST
Legal Block	4
Legal Lot Number	12
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2000
Census Tract	970401

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	721 SW CASTILIAN DR, OAK HARBOR, WA 98277-4529
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Deed Document Number	20254593705
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 21, 2025
Property Address	1372 ORCHARD LOOP, OAK HARBOR, WA 98277-8914
Document Number	0004593705
Map Reference	VOL 6 PG 4&5
Instrument Date	Nov 10, 2025
Instrument	4593705
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$8,707.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 SW CASTILIAN DR, OAK HARBOR, WA 98277-4529

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,523.00 (+15.74%)
2025		$455,976 (+3.67%) Land $210,000 Building $245,976	$455,976 (+3.67%) Land $210,000 Building $245,976
2023	$3,044.00	$439,820 (+7.42%) Land $190,000 Building $249,820	$439,820 (+7.42%) Land $190,000 Building $249,820
2022		$409,437 Land $180,000 Building $229,437	$409,437 Land $180,000 Building $229,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20