1. Home
  2. Washington
  3. Island County
  4. Oak Harbor
  5. Orchard Loop

1382 Orchard Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1382 Orchard Loop, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,456 sqft · built 1957
Lot Size0.314 acres (13,688 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (May 2021)
Tax Bill$2,877 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jul 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNS7685-00-04015-1

Property Details

APN / Parcel Number

Primary APNS7685-00-04015-1
Alternative APN
  • 342748

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area1,976 sqft
1st Floor Area988 sqft
Upper Floors Area468 sqft
Basement Area520 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1965
Exterior MaterialAsbestos
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area13,688 sqft (0.314 acres)
Garage TypeCarport
Garage Area286 sqft
CarportCarport
Carport Area286 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address1382 ORCHARD LOOP
CityOAK HARBOR
StateWA
Zip98277-8914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal DescriptionPATTONS HILLCREST NELY 115 LOT 15 BLK 4
Legal SubdivisionPATTONS HILLCREST
Legal Block4
Legal Lot Number15
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group2
Census Block2000
Census Tract970401

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 15, 2020Intrafamily Transfer, Transfer · VA Mortgage
ALASKA USA MORTGAGE CO LLC
Jan 9, 2019Warranty Deed, Transfer · VA Mortgage
ALASKA USA MORTGAGE CO LLC
Jul 19, 2017Warranty Deed, Transfer · Conventional Mortgage
TONY J & AMY PEPLINSKI
Jul 19, 2017Quit Claim Deed
ATTORNEY ONLY
Jun 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleJul 15, 2020
Deed Document Number20214520472
Prior Transfer DateJul 14, 2020
Prior Transfer Doc0004491304
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateMay 28, 2021
Property Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914
Document Number0004520472
Map ReferenceVOL 6 PG 4
Instrument DateMay 21, 2021
Instrument4520472
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,845.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914

Mortgage

Document Number0004520473
DateMay 28, 2021
Instrument4520473
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionISLAND WA
Recording DateJul 15, 2020
Property Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914
Document Number0004491304
Map ReferenceVOL 6 PG 4
Instrument DateJul 14, 2020
Instrument4491304
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyPREMIER TITLE OF ISLAND CNTY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914

Mortgage

Document Number0004491305
DateJul 15, 2020
Instrument4491305
Lender
NameALASKA USA MORTGAGE CO LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateJan 9, 2019
Property Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914
Document Number0004457630
Map ReferenceVOL 7 PG 55
Instrument DateDec 27, 2018
Instrument4457630
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyLAND TITLE & ESCROW ISLAND C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,657.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1648 ASPEN DR, CAMANO ISLAND, WA 98282-7609

Mortgage

Document Number0004457634
DateJan 9, 2019
Instrument4457634
Lender
NameALASKA USA MORTGAGE CO LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateJul 19, 2017
Property Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914
Document Number0004426481
Instrument DateJul 18, 2017
Instrument4426481
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,707.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1382 ORCHARD LOOP OAK HARBOR WA 982778914, OAK HARBOR, WA 98277-8914

Mortgage

Document Number4426482
DateJul 19, 2017
Instrument4426482
Lender
NameTONY J & AMY PEPLINSKI
Address591 SAWMILL RD, OAK HARBOR, WA 98277-7717
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 18, 2027

July 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionISLAND WA
Recording DateJul 19, 2017
Property Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914
Document Number0004426480
Instrument DateJun 5, 2017
Instrument4426480
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1382 ORCHARD LOOP OAK HARBOR WA 982778914, OAK HARBOR, WA 98277-8914

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionISLAND WA
Recording DateJun 9, 2017
Property Address1382 ORCHARD LOOP, OAK HARBOR, WA 98277-8914
Document Number0004423961
Instrument DateJun 5, 2017
Instrument4423961
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1382 ORCHARD LOOP OAK HARBOR WA 982778914, OAK HARBOR, WA 98277-8914

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,877.00 (+15.73%)
2025$371,316 (+4.13%) Land $210,000 Building $161,316$371,316 (+4.13%) Land $210,000 Building $161,316
2023$2,486.00$356,583 (+7.01%) Land $190,000 Building $166,583$356,583 (+7.01%) Land $190,000 Building $166,583
2022$333,233 Land $180,000 Building $153,233$333,233 Land $180,000 Building $153,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILLCREST VILLAGE WATER CO INC
private · serves 770 people · EPA ID WA5333150
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Orchard Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures