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1381 Chip Morrison Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1381 Chip Morrison Dr, Panacea, FL 32346 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,995 sqft · built 1962
Lot Size0.505 acres (21,998 sqft)
Owner2 Company Names on File
Last Sale$950,000 (Jun 2024)
Tax Bill$7,344 (2025)
Deeds & MortgagesFeb 2026 Transfer
Oct 2018 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN06-07S-01W-1046-000W-0010

Property Details

APN / Parcel Number

Primary APN06-07S-01W-1046-000W-0010
Alternative APN
  • 01W07S061046000W0010

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,995 sqft Living Area
1st Floor Area1,425 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleBungalow
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,998 sqft (0.505 acres)
Lot Dimensions220 ft deep x 100 ft wide
View / LotGulf
Garage TypeCarport
Garage Area598 sqft
CarportCarport
Carport Area598 sqft
PorchFlorida Room
Porch Area570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1381 CHIP MORRISON DR
CityPANACEA
StateFL
Zip32346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 6 BL W LOT 1 PENN POINT OR 77/63 OR 342/55 OR 534/11 OR 534/12 1229/300 1393/589
Legal Range01W
Legal Township07S
Legal Section06
Legal SubdivisionPENN POINT
Legal BlockW
Legal Lot Number1
Legal Unit6
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records · APN 06-07S-01W-1046-000W-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2446 LAKEFAIR DR, TALLAHASSEE, FL 32317-8673
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 08, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2024 · Amount on Record
Deed SaleJun 07, 2024 · Amount on Record
Prior SaleOct 08, 2018 · Amount on Record
Deed Document Number20242774
Deed Book / Page1393 / 589
Last Transfer DateFeb 04, 2026
Transfer Doc0019000517
Record UpdatedJun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateFeb 06, 2026
Property Address1381 CHIP MORRISON DR, PANACEA, FL 32346
Document Number0019000517
Book / Page1437 / 250
Map ReferenceMB 2 PG 2
Instrument DateFeb 04, 2026
Instrument202619000517
Transaction TypeTransfer
Record UpdatedMar 02, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2446 LAKEFAIR DR, TALLAHASSEE, FL 32317-8673

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2446 LAKEFAIR DR, TALLAHASSEE, FL 32317-8673

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateOct 08, 2018
Property Address1381 CHIP MORRISON DR, PANACEA, FL 32346
Document Number0019004918
Book / Page1229 / 300
Map ReferenceMB2 PG2
Instrument DateSep 28, 2018
Instrument201819004918
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyWAKULLA TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 HIGHTOWER TRL, OXFORD, GA 30054-2604

Mortgage

Document Number0019004919
DateOct 08, 2018
Book Page1229/301
Instrument201819004919
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,344.00 (+40.26%)$691,128 (+41.78%) Land $528,000 Building $163,128$691,128 (+41.78%) Land $528,000 Building $163,128
2024$5,236.00 (+6.25%)$487,469 (+12.91%) Land $363,000 Building $124,469$487,469 (+12.91%) Land $363,000 Building $124,469
2023$4,928.00 (+3.31%)$431,744 (+6.24%) Land $332,200 Building $99,544$431,744 (+6.24%) Land $332,200 Building $99,544
2022$4,770.00$406,388 Land $332,200 Building $74,188$406,388 Land $332,200 Building $74,188

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 293 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
36 under condo master policies
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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