1374 Chip Morrison Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1374 Chip Morrison Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	2,962 sqft
Lot Size	0.578 acres (25,178 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2021)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1046-000T-0040`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1046-000T-0040`

Interior

Building Area	2,962 sqft Heated Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	25,178 sqft (0.578 acres)
Lot Dimensions	252 ft deep x 100 ft wide
Porch	Open Porch
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1374 CHIP MORRISON DR
City	PANACEA
State	FL
Zip	32346-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 6 BLK T LOT 4 PENN POINT OR/532/128 550/99 631/610 634/3 634/5 689/249 1275/17 1308/125
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Block	T
Legal Lot Number	4
Legal Unit	6
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2009
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	ATLANTA, GA 30318
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	202119004545
Deed Book / Page	1308 / 125
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 15, 2021
Property Address	1374 CHIP MORRISON DR, PANACEA, FL 32346-5150
Document Number	0019004545
Book / Page	1308 / 125
Map Reference	MB 2 PG 2
Instrument Date	Jul 7, 2021
Instrument	202119004545
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 NW 6TH ST, LEON, IA 50144-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1848 MOORES MILL RD NW, ATLANTA, GA 30318-1308

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,699.00 (+2.97%)	$178,968 (-0.5%) Land $150,000 Building $28,968	$178,968 (-0.5%) Land $150,000 Building $28,968
2024	$1,650.00 (+71.7%)	$179,863 (+111.6%) Land $150,000 Building $29,863	$179,863 (+111.6%) Land $150,000 Building $29,863
2023	$961.00 (-2.63%)	$85,000 (-) Land $85,000	$85,000 (-) Land $85,000
2022	$987.00	$85,000 Land $85,000	$85,000 Land $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20