1373 Chip Morrison Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1373 Chip Morrison Dr, Panacea, FL 32346 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 869 sqft · built 1953
Lot Size	0.545 acres (23,740 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2021)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1046-000W-0050`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1046-000W-0050`
Alternative APN	`01W07S061046000W0050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	869 sqft Living Area
1st Floor Area	869 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,740 sqft (0.545 acres)
Lot Dimensions	175 ft deep x 90 ft wide
View / Lot	Gulf
Porch	Unfinished Open Porch
Porch Area	834 sqft
Deck Area	555 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1373 CHIP MORRISON DR
City	PANACEA
State	FL
Zip	32346-5151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 6 BL W LOT 5 PENN POINT OR/532/128 550/99 631/611 709/102 739/65 914/777 1134/765 1159/115 1163/90 1294/72
Legal Subdivision	PENN POINT
Legal Block	W
Legal Lot Number	5
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1046-000W-0050

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	608 PARK PLAZA CT, KIRKSVILLE, MO 63501-5111
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Feb 01, 2016 · Amount on Record
Deed Document Number	20211591
Deed Book / Page	1294 / 72
Prior Transfer Date	Feb 12, 2016
Prior Transfer Doc	0019000896
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 18, 2021
Property Address	1373 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5151
Document Number	0019001591
Book / Page	1294 / 72
Map Reference	MB 2 PG 2
Instrument Date	Mar 04, 2021
Instrument	202119001591
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 PARK PLAZA CT, KIRKSVILLE, MO 63501-5111

Mortgage

Document Number	0000000074
Date	Mar 18, 2021
Instrument	1294/74

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00 (+17.5%)	$444,174 (+35.99%) Land $378,000 Building $66,174	$444,174 (+35.99%) Land $378,000 Building $66,174
2024	$3,555.00 (+5.87%)	$326,626 (+12.07%) Land $259,875 Building $66,751	$326,626 (+12.07%) Land $259,875 Building $66,751
2023	$3,358.00 (+1.97%)	$291,443 (+4.81%) Land $237,825 Building $53,618	$291,443 (+4.81%) Land $237,825 Building $53,618
2022	$3,293.00	$278,062 Land $237,825 Building $40,237	$278,062 Land $237,825 Building $40,237

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	16.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.