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1378 Shipwreck Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1378 Shipwreck Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 2003
Square Footage908 sqft Heated Area
Lot Size2,962 sqft (0.067 acres)
OccupancyOwner Occupied
Last Sale$70,000 (2019)
Tax Bill$736.00 (2025)

Property Details

APN / Parcel Number

Primary APN93210
Alternative APN
  • 342531498700010067

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area908 sqft Heated Area
Gross Area1,274 sqft Gross Area
1st Floor418 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Architectural StyleMobile/Manufactured Style
Exterior MaterialVinyl Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,962 sqft (0.067 acres)
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
PorchEnclosed Porch
Porch Area490 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number93210
Street Address1378 SHIPWRECK LN
CitySAINT CLOUD
StateFL
Zip34771-7440
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSHELTER COVE RESORT COND CB 1 PG 20 LOT 67
Legal Range31E
Legal Township25S
Legal Section34
Legal SubdivisionSHELTER COVE
Legal Tract4987
Legal Block1
Legal Lot Number67
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3037
Census Tract43700

Owner

Source: Osceola County records · APN 93210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1378 SHIPWRECK LN, SAINT CLOUD, FL 34771-7440
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2019Warranty Deed, Transfer · Commercial Mortgage
CENTERSTATE BANK OF FLORIDA NA
Apr 19, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2019 · Amount on Record
Deed SaleJul 03, 2019 · Amount on Record
Prior SaleApr 19, 2017
Deed Doc Number2019086235
Deed Book / Page5552 / 0069
Record RefreshedJun 08, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 03, 2019
Property Address1378 SHIPWRECK LN, SAINT CLOUD, FL 34771-7440
Document Number0055520069
Book / Page5552 / 0069
Map ReferenceMB 1564 PG 900-987
Instrument DateJul 02, 2019
Instrument2019086235
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1378 SHIPWRECK LN, 1378, SAINT CLOUD, FL 34771-7440

Transferred To (Grantee/Buyer)

NameVerified Name
Address1380 SHIPWRECK LN, SAINT CLOUD, FL 34771-7440

Mortgage

Document Number0000555271
DateJul 03, 2019
Instrument5552/71
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJul 17, 2034

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 19, 2017
Property Address1378 SHIPWRECK LN, SAINT CLOUD, FL 34771-7440
Document Number0051342934
Book / Page005134 / 002934
Instrument DateApr 19, 2017
Instrument58505
Transaction TypeTransfer
Record UpdatedMay 26, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1378 SHIPWRECK LN ST CLOUD FL 347717440, ST CLOUD, FL 34771-7440

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$736.00 (+12.37%) Homeowner's exemption$64,643 (+5.98%)$97,600 (+10.16%) Land $50,000 Building $47,600
2023$655.00 (+4.8%) Homeowner's exemption$60,993 (+3%)$88,600 (+45.96%) Land $35,000 Building $53,600
2022$625.00 Homeowner's exemption$59,217$60,700 Land $35,000 Building $25,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 249 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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