138 Saint Clair St, Versailles, KY 40383 Property Records

Woodford County property record for 138 Saint Clair St, Versailles, KY 40383

Property Summary

Property Type	Rural Improved / Non-Residential
Details	6,750 sqft
Owner	Company Name on File
Last Sale	$350,000 (Apr 2022)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-3003-019-00`

Property Details

APN / Parcel Number

Primary APN	`30-3003-019-00`
Alternative APNs	`11003` `34655`

Interior

Total Rooms	40 Rooms
Stories	2 Stories
Building Area	6,750 sqft Total Area
Family Room	Family Room

Exterior

Exterior Material	Brick/Stone
Foundation Type	Block

Location & Zoning

Account Number	34655
Street Address	138 SAINT CLAIR ST
City	VERSAILLES
State	KY
Zip	40383-1352
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	2 STORY
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2004
Census Tract	50105

Owner

138 Saint Clair St is owned by a company that bought it in April 2022.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Company Name on File
Mailing Address	4101 TATES CREEK CENTRE DR STE 150, 150, LEXINGTON, KY 40517-3096
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK RUSSELL SPRINGS
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK RUSSELL SPRINGS
Apr 6, 2022	Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK RUSSELL SPRINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Deed Document Number	135939
Deed Book / Page	D332 / 672
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	138 SAINT CLAIR ST, VERSAILLES, KY 40383-1352
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 TATES CREEK CENTRE DR, LEXINGTON, KY 40517-3066

Mortgage

Document Number	0M1020/227
Date	Dec 8, 2025
Book Page	M1020/227
Instrument	286069

Lender

Name	FIRST NATIONAL BANK RUSSELL SPRINGS
Type	Bank
Address	PO BOX 220, RUSSELL SPRINGS, KY 42642

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2045

Interest

Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	138 SAINT CLAIR ST, VERSAILLES, KY 40383-1352
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 TATES CREEK CENTRE DR 150, 150, LEXINGTON, KY 40517-3096

Mortgage

Document Number	0M1020/214
Date	Dec 8, 2025
Book Page	M1020/214
Instrument	286067

Lender

Name	FIRST NATIONAL BANK RUSSELL SPRINGS
Type	Bank
Address	PO BOX 220, RUSSELL SPRINGS, KY 42642

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 4, 2030

Interest

Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Apr 6, 2022
Property Address	138 SAINT CLAIR ST, VERSAILLES, KY 40383-1352
Document Number	00D332/672
Book / Page	D332 / 672
Instrument Date	Mar 30, 2022
Instrument	135939
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3845 CLIFTON RD, 3845, VERSAILLES, KY 40383-9034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 TATES CREEK CENTRE DR STE 150, 150, LEXINGTON, KY 40517-3096

Mortgage

Document Number	0000135941
Date	Apr 6, 2022
Instrument	135941

Lender

Name	FIRST NATIONAL BANK RUSSELL SPRINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	246 Months
Due	Sep 30, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 138 Saint Clair St was $3,628.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00	$350,000	$350,000
2023	$3,943.00	$350,000	$350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Saint Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Saint Clair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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