135 Saint Clair St, Versailles, KY 40383 Property Records

Woodford County property record for 135 Saint Clair St, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,094 sqft · built 1952
Lot Size	0.25 acres (11,000 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 2023)
Tax Bill	$1,304 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-3005-014-00`

Property Details

APN / Parcel Number

Primary APN	`30-3005-014-00`
Alternative APNs	`23936` `35226`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Composition/Composite
Lot Area	11,000 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Garage Type	Basement
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	35226
Street Address	135 SAINT CLAIR ST
City	VERSAILLES
State	KY
Zip	40383-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1/ATTIC
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2003
Census Tract	50105

Owner

135 Saint Clair St is owned and occupied by two individuals who bought it in March 2023.

Source: Woodford County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 SAINT CLAIR ST, VERSAILLES, KY 40383-1331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Mar 6, 2023	Deed, Transfer · FHA Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	May 7, 2010 · Amount on File
Deed Document Number	2023173843
Deed Book / Page	338 / 616
Prior Transfer Date	Apr 27, 2010
Prior Transfer Doc	0258000073
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Recording Date	Jun 9, 2026
Property Address	135 SAINT CLAIR ST, VERSAILLES, KY 40383-1331
Document Number	0000297716
Book / Page	1029 / 301
Instrument Date	Jun 8, 2026
Instrument	2026297716
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SAINT CLAIR ST, VERSAILLES, KY 40383-1331

Mortgage

Document Number	0000297716,
Date	Jun 9, 2026
Book Page	1029/301
Instrument	2026297716

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 8, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	135 SAINT CLAIR ST, VERSAILLES, KY 40383-1331
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SAINT CLAIR ST, VERSAILLES, KY 40383-1331

Mortgage

Document Number	00M964/195
Date	Mar 6, 2023
Book Page	M964/195
Instrument	173861

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2033

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Mar 6, 2023
Property Address	135 SAINT CLAIR ST, VERSAILLES, KY 40383-1331
Document Number	00D338/616
Book / Page	D338 / 616
Instrument Date	Feb 23, 2023
Instrument	173843
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1489 STEELE BRANCH RD, FRANKFORT, KY 40601-9468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	135 SAINT CLAIR ST, VERSAILLES, KY 40383-1331

Mortgage

Document Number	00M964/180
Date	Mar 6, 2023
Book Page	M964/180
Instrument	173846

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 135 Saint Clair St was $1,304.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,304.00	$140,000	$140,000
2023	$1,439.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Saint Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Saint Clair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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