122 Saint Clair St, Versailles, KY 40383 Property Records

Woodford County property record for 122 Saint Clair St, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,260 sqft
Lot Size	0.15 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Sep 2026)
Tax Bill	$774 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-3003-022-00`

Property Details

APN / Parcel Number

Primary APN	`30-3003-022-00`
Alternative APNs	`24118` `37032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Foundation Type	Block
Lot Area	6,500 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Driveway	Asphalt Driveway

Location & Zoning

Account Number	37032
Street Address	122 SAINT CLAIR ST
City	VERSAILLES
State	KY
Zip	40383-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Legal Subdivision	BURKE ESTATE SUBDIVISION
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2004
Census Tract	50105

Owner

122 Saint Clair St is owned by an individual who bought it in September 2026.

Source: Woodford County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	107 SAINT CLAIR ST, VERSAILLES, KY 40383-1331
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Dec 10, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	2026305280
Deed Book / Page	360 / 684
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODFORD KY
Recording Date	Sep 28, 2026
Property Address	122 SAINT CLAIR ST, VERSAILLES, KY 40383-1332
Document Number	0000305280
Book / Page	360 / 684
Instrument Date	Sep 25, 2026
Instrument	2026305280
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	TRUE TITLE, TRUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SAINT CLAIR ST, VERSAILLES, KY 40383-1331

Mortgage

Document Number	0000305280,
Date	Sep 28, 2026
Book Page	1035/481
Instrument	2026305280

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Dec 10, 2024
Property Address	122 SAINT CLAIR ST, VERSAILLES, KY 40383-1332
Document Number	00D350/247
Book / Page	D350 / 247
Instrument Date	Dec 5, 2024
Instrument	270741
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 SAINT CLAIR ST, VERSAILLES, KY 40383-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SETH DR, VERSAILLES, KY 40383-8693

Tax Assessment & Valuation

The 2025 property tax bill for 122 Saint Clair St was $774.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$774.00	$80,000	$80,000
2023	$947.00	$90,000	$90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 Saint Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Saint Clair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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