138 Montego Cir, Riverdale, GA 30274 Property Records

Clayton County property record for 138 Montego Cir, Riverdale, GA 30274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,501 sqft · built 1974
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2024)
Tax Bill	$3,714 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-205A-B-017`

Property Details

APN / Parcel Number

Primary APN	`13-205A-B-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	225 sqft
Finished Basement	225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Deck Area	192 sqft
Patio Area	24 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	138 MONTEGO CIR
City	RIVERDALE
State	GA
Zip	30274-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS110
Legal Subdivision	WINDGATE HILLS
Legal Lot Number	230
Jurisdiction	CLAYTON GA
Township / Civil Division	RIVERDALE
Census Block Group	2
Census Block	2003
Census Tract	40533

Owner

138 Montego Cir is owned and occupied by an individual who bought it in July 2024.

Source: Clayton County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	138 MONTEGO CIR, RIVERDALE, GA 30274-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Feb 5, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Deed Book / Page	13767 / 841
Prior Transfer Date	Feb 5, 2024
Prior Transfer Doc	0136640326
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	138 MONTEGO CIR, RIVERDALE, GA 30274-3615
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MONTEGO CIR, RIVERDALE, GA 30274-3615

Mortgage

Document Number	0126110000000787
Date	Aug 27, 2021
Book Page	0000012611/0000000787

Lender

Name	HERITAGE SOUTHEAST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON GA
Recording Date	Feb 5, 2024
Property Address	138 MONTEGO CIR, RIVERDALE, GA 30274-3615
Document Number	0136640326
Book / Page	13664 / 326
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MONTEGO CIR, RIVERDALE, GA 30274-3615

Tax Assessment & Valuation

The 2026 property tax bill for 138 Montego Cir was $3,714 with a homeowner's exemption.

Source: Clayton County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Clayton County
Unified School District	Clayton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,714.00 Homeowner's exemption	$99,720 (+3.88%) Land $8,000 Building $91,720	$249,300 (+3.88%) Land $20,000 Building $229,300
2025	$3,714.00	$96,000 Land $8,000 Building $88,000	$240,000 Land $20,000 Building $220,000
2023	$2,176.00 Homeowner's exemption	$60,280 Land $8,000 Building $52,280	$150,700 Land $20,000 Building $130,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Montego Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Montego Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON COUNTY WATER AUTHORITY serves 298,374 people · EPA ID GA0630000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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