114 Montego Cir, Riverdale, GA 30274 Property Records

Clayton County property record for 114 Montego Cir, Riverdale, GA 30274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1974
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$22,000 (Aug 2008)
Tax Bill	$3,019 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-205A-B-014`

Property Details

APN / Parcel Number

Primary APN	`13-205A-B-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	702 sqft
Finished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Deck Area	120 sqft
Patio Area	20 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	114 MONTEGO CIR
City	RIVERDALE
State	GA
Zip	30274-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS110
Legal Subdivision	WINDGATE HILLS
Legal Lot Number	233
Jurisdiction	CLAYTON GA
Township / Civil Division	RIVERDALE
Census Block Group	2
Census Block	2003
Census Tract	40533

Owner

114 Montego Cir is owned and occupied by an individual who bought it in August 2008.

Source: Clayton County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	114 MONTEGO CIR, RIVERDALE, GA 30274-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CREDIT UNION
Feb 5, 2020	Deed of Trust, Mortgage · Line of Credit DELTA CMNTY CU
Oct 30, 2018	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2008 · Amount on File
Deed Sale	Aug 25, 2008 · Amount on File
Prior Sale	Apr 4, 2007 · Amount on File
Deed Book / Page	9507 / 617
Prior Transfer Date	Aug 3, 1994
Prior Transfer Doc	2114000236
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	114 MONTEGO CIR, RIVERDALE, GA 30274-3615
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MONTEGO CIR, RIVERDALE, GA 30274-3615

Mortgage

Document Number	0136440000000003
Date	Jan 5, 2024
Book Page	0000013644/0000000003

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	114 MONTEGO CIR, RIVERDALE, GA 30274-3615
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MONTEGO CIR, RIVERDALE, GA 30274-3615

Mortgage

Document Number	0128220000000036
Date	Feb 2, 2022
Book Page	0000012822/0000000036

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	114 MONTEGO CIR, RIVERDALE, GA 30274-3615
Document Number	0118180039
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MONTEGO CIR RIVERDALE GA 302743615, RIVERDALE, GA 30274-3615

Mortgage

Document Number	0118180039
Date	Feb 11, 2020
Book Page	011818/000039

Lender

Name	DELTA CMNTY CU
Type	Credit Union
Address	PEACHTREE CITY, GA 30269

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 10, 2040

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	114 MONTEGO CIR, RIVERDALE, GA 30274-3615
Document Number	0114160304
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MONTEGO CIR RIVERDALE GA 302743615, RIVERDALE, GA 30274-3615

Mortgage

Document Number	0114160304
Date	Nov 7, 2018
Book Page	011416/000304

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 114 Montego Cir was $3,019.

Source: Clayton County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Clayton County
Unified School District	Clayton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,019.00	$80,560 (+3.49%) Land $8,000 Building $72,560	$201,400 (+3.49%) Land $20,000 Building $181,400
2025	$3,019.00	$77,840 Land $8,000 Building $69,840	$194,600 Land $20,000 Building $174,600
2023	$2,146.00 (+7.25%)	$59,440 (+18.78%) Land $8,000 Building $51,440	$148,600 (+18.78%) Land $20,000 Building $128,600
2022	$2,001.00	$50,040 Land $8,000 Building $42,040	$125,100 Land $20,000 Building $105,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Montego Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Montego Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON COUNTY WATER AUTHORITY serves 298,374 people · EPA ID GA0630000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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