Clayton County property record for 106 Montego Cir, Riverdale, GA 30274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1974 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Apr 1994) |
| Tax Bill | $2,446 (2026) |
| Deeds & Mortgages | Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-205A-B-013 |
| Primary APN | 13-205A-B-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Slab |
| Balcony Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 106 MONTEGO CIR |
|---|---|
| City | RIVERDALE |
| State | GA |
| Zip | 30274-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS110 |
| Legal Subdivision | WINDGATE HILLS |
| Legal Lot Number | 234 |
| Jurisdiction | CLAYTON GA |
| Township / Civil Division | RIVERDALE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40533 |
106 Montego Cir is owned and occupied by an individual who acquired it in December 2014.
Source: Clayton County records, as of August 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 MONTEGO CIR, RIVERDALE, GA 30274-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 1994 · Amount on File |
| Deed Sale | Apr 7, 1994 · Amount on File |
| Deed Book / Page | 2020 / 373 |
| Last Transfer Date | Dec 22, 2014 |
| Transfer Doc | 0106350451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAYTON GA |
| Property Address | 106 MONTEGO CIR, RIVERDALE, GA 30274-3615 |
| Document Number | 0110590205 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 106 MONTEGO CIR RIVERDALE GA 302743615, RIVERDALE, GA 30274-3615 |
| Document Number | 0110590205 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 011059/000205 |
| Name | WELLS FARGO BK |
|---|---|
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 21, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2026 property tax bill for 106 Montego Cir was $2,446 with a homeowner's exemption.
Source: Clayton County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Clayton County |
| Unified School District | Clayton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,446.00 Homeowner's exemption | $75,440 (+3.51%) Land $8,000 Building $67,440 | $188,600 (+3.51%) Land $20,000 Building $168,600 |
| 2025 | $2,446.00 Homeowner's exemption | $72,880 Land $8,000 Building $64,880 | $182,200 Land $20,000 Building $162,200 |
| 2023 | $2,014.00 Homeowner's exemption | $55,800 Land $8,000 Building $47,800 | $139,500 Land $20,000 Building $119,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Montego Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Montego Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAYTON COUNTY WATER AUTHORITY serves 298,374 people · EPA ID GA0630000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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