138 Monarchos Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 138 Monarchos Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,664 sqft · built 2018
Lot Size	0.169 acres (7,390 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,900 (Dec 2024)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`083124B E 00400`

Property Details

APN / Parcel Number

Primary APN	`083124B E 00400`
Alternative APN	`124B E 00400`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	3,273 sqft
1st Floor Area	1,716 sqft
Basement Area	1,716 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,390 sqft (0.169 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	426 sqft
Driveway	Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 MONARCHOS DR
City	GALLATIN
State	TN
Zip	37066-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB30 PG253-256 LT257
Legal Subdivision	CARELLTON SUBDIVISION
Legal Block	253-256
Legal Lot Number	257
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1044
Census Tract	20502

Owner

Source: Sumner County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 2, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 27, 2018	Warranty Deed, Transfer · Conventional with PMI WILSON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	20241499925
Deed Book / Page	6495 / 616
Last Transfer Date	Sep 25, 2025
Transfer Doc	0066930095
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055160427
Date	Mar 2, 2021
Book Page	5516/427
Instrument	1352868

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056770411
Date	Aug 4, 2021
Book Page	5677/411
Instrument	1376429

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700

Mortgage

Document Number	0059990596
Date	Jul 28, 2022
Book Page	5999/596
Instrument	1424350

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Oct 2, 2025
Property Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700
Document Number	0066930095
Book / Page	6693 / 95
Map Reference	MB 30 PG 253
Instrument Date	Sep 25, 2025
Instrument	1528902
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700

Mortgage

Document Number	0006693101
Date	Oct 2, 2025
Instrument	6693/101

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050830465
Date	Nov 21, 2019
Book Page	5083/465
Instrument	1291127

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 31, 2020
Property Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700
Document Number	0053240229
Book / Page	005324 / 000229
Instrument Date	Aug 19, 2020
Instrument	1326126
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 CARELLTON DR GALLATIN TN 370661475, GALLATIN, TN 37066-1475

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 27, 2018
Property Address	138 MONARCHOS DR, GALLATIN, TN 37066-1700
Document Number	0048220375
Book / Page	004822 / 000375
Instrument Date	Sep 26, 2018
Instrument	1246719
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,552.27
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 MONARCHOS DR GALLATIN TN 370661700, GALLATIN, TN 37066-1700

Mortgage

Document Number	48220378
Date	Sep 27, 2018
Book Page	004822/000378
Instrument	1246720

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 (+0.73%)	$144,825 (+0.73%) Land $37,500 Building $107,325
2024	$2,043.00 (-25.63%)	$143,775 (+59.71%) Land $37,500 Building $106,275	$579,300 (+60.87%) Land $150,000 Building $429,300
2023	$2,747.00 (-0.33%)	$90,025 (-) Land $12,000 Building $78,025
2022	$2,756.00	$90,025 Land $12,000 Building $78,025
2021			$360,100 Land $48,000 Building $312,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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