146 Monarchos Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 146 Monarchos Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,093 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$649,900 (Jul 2025)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083124B E 00600`

Property Details

APN / Parcel Number

Primary APN	`083124B E 00600`
Alternative APN	`124B E 00600`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,093 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	756 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 MONARCHOS DR
City	GALLATIN
State	TN
Zip	37066-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB30 PG253-256 LT255
Legal Subdivision	CARELLTON PH 3-B LT255
Legal Block	253-256
Legal Lot Number	255
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1044
Census Tract	20502

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	146 MONARCHOS DR, GALLATIN, TN 37066-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 24, 2018	Warranty Deed, Transfer · FHA Mortgage WILSON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	1520831
Deed Book / Page	6636 / 778
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 18, 2021
Property Address	146 MONARCHOS DR, GALLATIN, TN 37066-1700
Document Number	0055350638
Book / Page	5535 / 638
Map Reference	MB 30 PG 253-256
Instrument Date	Mar 15, 2021
Instrument	1355626
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	CREEKSIDE TITLE, CREEKSIDE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MONARCHOS DR, GALLATIN, TN 37066-1700

Mortgage

Document Number	5535641
Date	Mar 18, 2021
Instrument	5535/641

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	146 MONARCHOS DR, GALLATIN, TN 37066-1700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053090353
Date	Aug 17, 2020
Book Page	5309/353
Instrument	1324081

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 24, 2018
Property Address	146 MONARCHOS DR, GALLATIN, TN 37066-1700
Document Number	0048190731
Book / Page	004819 / 000731
Instrument Date	Sep 21, 2018
Instrument	1246278
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	146 MONARCHOS DR GALLATIN TN 370661700, GALLATIN, TN 37066-1700

Mortgage

Document Number	48190734
Date	Sep 24, 2018
Book Page	004819/000734
Instrument	1246279

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (-25.49%)	$159,450 (+60.01%) Land $37,500 Building $121,950
2024			$637,800 (+60.01%) Land $150,000 Building $487,800
2023	$3,041.00 (-0.33%)	$99,650 (-) Land $12,000 Building $87,650
2022	$3,051.00	$99,650 Land $12,000 Building $87,650
2021			$398,600 Land $48,000 Building $350,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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