127 Monarchos Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 127 Monarchos Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,202 sqft · built 2018
Lot Size	0.193 acres (8,422 sqft)
Owner	Company Name on Record
Last Sale	$655,000 (Aug 2023)
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083124B E 01400`

Property Details

APN / Parcel Number

Primary APN	`083124B E 01400`
Alternative APN	`124B E 01400`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,202 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	1,936 sqft
Basement Area	1,936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,422 sqft (0.193 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	755 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 MONARCHOS DR
City	GALLATIN
State	TN
Zip	37066-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB30 PG253-256 LT263
Legal Subdivision	CARELLTON SUBDIVISION
Legal Block	253-256
Legal Lot Number	263
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	900 PLANTATION WAY, GALLATIN, TN 37066-7574
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Intrafamily Transfer, Transfer
Aug 1, 2023	Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC
Aug 21, 2018	Warranty Deed, Transfer · Line of Credit KAREN L WAGNER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	20231457404
Deed Book / Page	6209 / 111
Last Transfer Date	Dec 12, 2023
Transfer Doc	0062830508
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Dec 15, 2023
Property Address	127 MONARCHOS DR, GALLATIN, TN 37066-1705
Document Number	0062830508
Book / Page	6283 / 508
Map Reference	MB 30 PG 253
Instrument Date	Dec 12, 2023
Instrument	1468953
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	900 PLANTATION WAY, GALLATIN, TN 37066-7574

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 1, 2023
Property Address	127 MONARCHOS DR, GALLATIN, TN 37066-1705
Document Number	0062090111
Book / Page	6209 / 111
Map Reference	MB D PG 253
Instrument Date	Jul 26, 2023
Instrument	1457404
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$2,423.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 PLANTATION WAY, GALLATIN, TN 37066-7574

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 21, 2018
Property Address	127 MONARCHOS DR, GALLATIN, TN 37066-1705
Document Number	0047980721
Book / Page	004798 / 000721
Instrument Date	Aug 10, 2018
Instrument	1242618
Transaction Type	Transfer
Record Updated	Oct 13, 2018
Title Company	RUDY TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MONARCHOS DR GALLATIN TN 370661705, GALLATIN, TN 37066-1705

Mortgage

Document Number	47980724
Date	Aug 21, 2018
Book Page	004798/000724
Instrument	1242619

Lender

Name	KAREN L WAGNER
Address	470 MONTVALE LN, ROCHESTER, NY 14626-5214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,327.00 (-26.78%)	$163,725 (+57.24%) Land $37,500 Building $126,225
2024			$654,900 (+57.24%) Land $150,000 Building $504,900
2023	$3,178.00 (-0.31%)	$104,125 (-) Land $12,000 Building $92,125
2022	$3,188.00	$104,125 Land $12,000 Building $92,125
2021			$416,500 Land $48,000 Building $368,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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