138 Laurel Rd, Arden, NC 28704 Property Records

Buncombe County property record for 138 Laurel Rd, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,313 sqft · built 1976
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on File
Last Sale	$318,000 (Sep 2019)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Feb 2020 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`747654-2020-202`

Property Details

APN / Parcel Number

Primary APN	`747654-2020-202`
Alternative APNs	`9654-57-2524-00000` `965407571541000` `007977241`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,313 sqft Living Area
Gross Area	2,649 sqft
1st Floor Area	1,334 sqft
Basement Area	1,315 sqft
Finished Basement	979 sqft
Unfinished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	400 sqft
Deck Area	240 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	747654-2020-202
Street Address	138 LAUREL RD
City	ARDEN
State	NC
Zip	28704-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: MOUNT ROYAL LOT: PT LTS 13 & 14 PLAT: 0026-0042
Legal Subdivision	MOUNT ROYAL
Legal Block	2
Legal Lot Number	13,14
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2030
Census Tract	2205

Owner

138 Laurel Rd is owned by a company that bought it in September 2019.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	Company Name on File
Mailing Address	3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 16, 2019	Warranty Deed, Transfer · Conventional with PMI ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Deed Book / Page	5811 / 663
Prior Transfer Date	May 23, 2016
Prior Transfer Doc	0054330859
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 24, 2020
Property Address	138 LAUREL RD, ARDEN, NC 28704-2852
Document Number	0058670635
Book / Page	005867 / 000635
Instrument Date	Feb 3, 2020
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3225 MCLEOD DR #777 LAS VEGAS NV 891212257, 777, LAS VEGAS, NV 89121-2257

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 16, 2019
Property Address	138 LAUREL RD, ARDEN, NC 28704-2852
Document Number	0058110663
Book / Page	005811 / 000663
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	138 LAUREL RD ARDEN NC 287042852, ARDEN, NC 28704-2852

Mortgage

Document Number	58110666
Date	Sep 16, 2019
Book Page	005811/000666

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 138 Laurel Rd was $2,201, up 5.1% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (+5.11%)	$326,300 Land $48,200 Building $278,100	$326,300 Land $48,200 Building $278,100
2024	$2,094.00 (+7.72%)
2023	$1,944.00	$326,300	$326,300 Land $48,200 Building $278,100
2021			$326,300 Land $48,200 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Laurel Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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