Buncombe County property record for 115 Laurel Rd, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,016 sqft · built 1968 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $848 (2025) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 642648-2020-202 |
| Primary APN | 642648-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,120 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,560 sqft |
| Finished Basement | 672 sqft |
| Unfinished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 51,401 sqft (1.18 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 642648-2020-202 |
|---|---|
| Street Address | 115 LAUREL RD |
| City | ARDEN |
| State | NC |
| Zip | 28704-2854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: MOUNT ROYAL LOT: 7 8 9 & 10 BLOCK: 9 SECTION: B PLAT: 0026-0042 |
| Legal Subdivision | MOUNT ROYAL |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2205 |
115 Laurel Rd is owned and occupied by two individuals who acquired it in December 2016.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 LAUREL RD, ARDEN, NC 28704-2854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 4, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 28, 2016 |
| Transfer Doc | 0055080368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 115 LAUREL RD, ARDEN, NC 28704-2854 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 115 LAUREL RD, ARDEN, NC 28704-2854 |
| Document Number | 0062511216 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 6251/1216 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.78% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 4, 2017 |
| Property Address | 115 LAUREL RD, ARDEN, NC 28704-2854 |
| Document Number | 0055080368 |
| Book / Page | 005508 / 000368 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 LAUREL RD ARDEN NC 287042854, ARDEN, NC 28704-2854 |
The 2025 property tax bill for 115 Laurel Rd was $848.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 | $255,300 Land $52,500 Building $202,800 | $255,300 Land $52,500 Building $202,800 |
| 2023 | $1,521.00 | $255,300 | $255,300 Land $52,500 Building $202,800 |
| 2021 | $255,300 Land $52,500 Building $202,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Laurel Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Optimum, T-Mobile, Verizon.
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