108 Laurel Rd, Arden, NC 28704 Property Records

Buncombe County property record for 108 Laurel Rd, Arden, NC 28704

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,785 sqft · built 1954
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-47-4394-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-47-4394-00000`
Alternative APN	`965410474205000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	5,570 sqft
1st Floor Area	2,785 sqft
Basement Area	1,785 sqft
Finished Basement	1,339 sqft
Unfinished Basement	446 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	270 sqft
Deck Area	990 sqft
Patio Area	1,534 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	965410474205000
Street Address	108 LAUREL RD
City	ARDEN
State	NC
Zip	28704-2852
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	DEED DATE: 08/17/1987 DEE
Legal Description	DEED DATE: 08/17/1987 DEED: 1487-0545 SUBDIV: MOUNT ROYAL BLOCK: 8 LOT: 1 2 & 3 SECTION: B PLAT: 0026-0042
Legal Subdivision	MOUNT ROYAL
Legal Block	8
Legal Lot Number	1-3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2030
Census Tract	2205

Owner

108 Laurel Rd, a residential property, is owned and occupied by two individuals who acquired it in December 2001.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	108 LAUREL RD, ARDEN, NC 28704-2852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2001
Deed Sale	Dec 18, 2001
Deed Document Number	0002667673
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	108 LAUREL RD, ARDEN, NC 28704-2852
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063891118
Date	Mar 4, 2024
Book Page	6389/1118

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	108 LAUREL RD, ARDEN, NC 28704-2852
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061670943
Date	Dec 29, 2021
Book Page	6167/943

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 108 Laurel Rd was $2,680.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00	$415,800
2023	$2,478.00	$415,800	$415,800 Land $52,700 Building $363,100
2021			$415,800 Land $52,700 Building $363,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Laurel Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Optimum, T-Mobile, Verizon.

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