138 E Water St, Clarkesville, GA 30523 Property Records

Habersham County property record for 138 E Water St, Clarkesville, GA 30523

Property Summary

Property Type	Commercial Office
Details	1,460 sqft · built 1907
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$212,000 (Nov 2023)
Tax Bill	$3,155 (2026)
Deeds & Mortgages	Nov 2023 Sale Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`069A120`

Property Details

APN / Parcel Number

Primary APN	`069A120`
Alternative APNs	`680882` `390847`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,460 sqft Total Area
1st Floor Area	1,460 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	64 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	390847
Street Address	138 E WATER ST
City	CLARKESVILLE
State	GA
Zip	30523-5403
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	CB
Legal Description	12-2 P/O LT 11 12 P31-205 1352-226
Legal Subdivision	CITY CLARKESVILLE
Legal Lot Number	11
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	3
Census Block	3029
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Clarkesville Downtown Square Historic District listed 2021 · 27 contributing resources · NRIS 100006669

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

138 E Water St, a commercial property, is owned by a company that bought it in November 2023.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage COLLINS DAVID
Nov 28, 2023	Warranty Deed, Transfer
Mar 15, 2021	Warranty Deed, Transfer TL PHILLIPS FINANCIAL GROUP
Mar 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	Nov 28, 2023
Deed Book / Page	1352 / 226
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	001253/802
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 28, 2023
Property Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403
Document Number	001352/237
Book / Page	1352 / 237
Instrument Date	Nov 27, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 28, 2023
Property Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403
Document Number	001352/227
Book / Page	1352 / 227
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403

Mortgage

Document Number	0000001352/0000000229
Date	Nov 28, 2023
Book Page	0000001352/0000000229

Lender

Name	COLLINS DAVID

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 28, 2023
Property Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403
Document Number	001352/226
Book / Page	1352 / 226
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 15, 2021
Property Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403
Document Number	001253/785
Book / Page	1253 / 785
Instrument Date	Mar 15, 2021
Instrument	2021-000585
Transaction Type	Transfer
Record Updated	Sep 8, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ROUNDTREE CT, STOCKBRIDGE, GA 30281-5181

Mortgage

Document Number	0000001253/0000000787
Date	Mar 16, 2021
Book Page	0000001253/0000000787

Lender

Name	TL PHILLIPS FINANCIAL GROUP

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 15, 2021
Property Address	138 E WATER ST, CLARKESVILLE, GA 30523-5403
Document Number	001253/802
Book / Page	1253 / 802
Instrument Date	Mar 15, 2021
Instrument	2021-000586
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ROUNDTREE CT, STOCKBRIDGE, GA 30281-5181

Tax Assessment & Valuation

The 2026 property tax bill for 138 E Water St was $3,155, down 3.6% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Clarkesville City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,155.00 (-3.63%)	$87,564 (-) Land $18,180 Building $69,384	$218,910 (-) Land $45,450 Building $173,460
2025	$3,274.00	$87,564 Land $18,180 Building $69,384	$218,910 Land $45,450 Building $173,460
2023	$1,554.00 (+8.75%)	$59,896 (+8.76%) Land $22,200 Building $37,696	$149,740 (+8.76%) Land $55,500 Building $94,240
2022	$1,429.00	$55,072 Land $22,200 Building $32,872	$137,680 Land $55,500 Building $82,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 E Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 E Water St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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