Habersham County property record for 385 E Water St, Clarkesville, GA 30523
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,025 sqft · built 1951 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jun 2007) |
| Tax Bill | $2,594 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102 079 |
| Primary APN | 102 079 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,025 sqft Heated Area |
| Gross Area | 1,105 sqft |
| 1st Floor Area | 1,025 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 190 ft deep x 73 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 402558 |
|---|---|
| Street Address | 385 E WATER ST |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 12-2 305 E WATER S 1377-331 |
| Legal Subdivision | LAMBERT |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 300 |
Source: Habersham County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 501 GRANNY SMITH CIR, CLARKESVILLE, GA 30523-1373 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2007 · Amount on Record |
| Deed Sale | Jun 1, 2007 · Amount on Record |
| Deed Book / Page | 812 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 385 E WATER ST, CLARKESVILLE, GA 30523-5418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1480, CLARKESVILLE, GA 30523-0025 |
| Document Number | 0000001240/0000000090 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 0000001240/0000000090 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2045 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Clarkesville City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,594.00 (+126.75%) | $71,980 (+63.19%) Land $12,777 Building $59,203 | $179,951 (+63.19%) Land $31,943 Building $148,008 |
| 2023 | $1,144.00 (+11.5%) | $44,108 (+11.49%) Land $11,372 Building $32,736 | $110,270 (+11.49%) Land $28,430 Building $81,840 |
| 2022 | $1,026.00 | $39,564 Land $11,372 Building $28,192 | $98,910 Land $28,430 Building $70,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2004–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKESVILLE serves 5,785 people · EPA ID GA1370002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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