13782 Whispering Meadows Ln, Jamul, CA 91935 Property Records

San Diego County property record for 13782 Whispering Meadows Ln, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,458 sqft · built 1983
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$792,000 (Jun 2021)
Tax Bill	$10,328 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`597-181-09-00`

Property Details

APN / Parcel Number

Primary APN	`597-181-09-00`
Alternative APN	`5971803900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,458 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5971803900
Street Address	13782 WHISPERING MEADOWS LN
City	JAMUL
State	CA
Zip	91935-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 2 TR PM01345
Legal Subdivision	MOUNTAIN VIEW
Legal Tract	1345
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1012
Census Tract	21304

Owner

13782 Whispering Meadows Ln is owned and occupied by two individuals who bought it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2021	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Jun 30, 2021	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Jan 5, 2018	Deed of Trust, Mortgage · VA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Deed Document Number	2021472251
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	0000472250
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137

Mortgage

Document Number	0000280012
Date	Oct 8, 2025
Instrument	2025-0280012

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137

Mortgage

Document Number	0000732862
Date	Nov 19, 2020
Instrument	2020-0732862

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2050

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2021
Property Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000472250
Instrument Date	Jun 22, 2021
Instrument	2021-0472250
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2021
Property Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000472251
Instrument Date	Jun 9, 2021
Instrument	2021-0472251
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137

Mortgage

Document Number	0000472252
Date	Jun 30, 2021
Instrument	2021-0472252

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13782 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000011504
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13782 WHISPERING MEADOWS LN JAMUL CA 919353137, JAMUL, CA 91935-3137

Mortgage

Document Number	0000011504
Date	Jan 11, 2018
Instrument	11504

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13782 Whispering Meadows Ln was $10,328.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$874,427 (+2%) Land $315,918 Building $558,509
2025	$10,328.00	$857,282 Land $309,724 Building $547,558
2023	$9,932.00 (+2.47%)	$823,995 Land $297,698 Building $526,297
2022	$9,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13782 Whispering Meadows Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13782 Whispering Meadows Ln is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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