13788 Whispering Meadows Ln, Jamul, CA 91935 Property Records

San Diego County property record for 13788 Whispering Meadows Ln, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,308 sqft · built 1976
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (May 2018)
Tax Bill	$7,699 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`597-181-06-00`

Property Details

APN / Parcel Number

Primary APN	`597-181-06-00`
Alternative APN	`5971803800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,308 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	5971803800
Street Address	13788 WHISPERING MEADOWS LN
City	JAMUL
State	CA
Zip	91935-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM01345
Legal Subdivision	MOUNTAIN VIEW
Legal Tract	1345
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1012
Census Tract	21304

Owner

13788 Whispering Meadows Ln is owner-occupied and held in a trust since May 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13788 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU
May 23, 2018	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Deed Document Number	2018208930
Prior Transfer Date	May 6, 1997
Prior Transfer Doc	0000220153
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13788 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13788 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137

Mortgage

Document Number	0000322383
Date	Aug 9, 2022
Instrument	2022-0322383

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13788 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154166
Date	Apr 6, 2017
Instrument	2017-0154166

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13788 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000083990
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13788 WHISPERING MEADOWS LN JAMUL CA 919353137, JAMUL, CA 91935-3137

Mortgage

Document Number	0000083990
Date	Feb 19, 2020
Instrument	83990

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2018
Property Address	13788 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000208930
Map Reference	MAP 6488
Instrument Date	Apr 23, 2018
Instrument	2018-0208930
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1930 VEREDA CT, EL CAJON, CA 92019-3802

Mortgage

Document Number	0000208931
Date	May 23, 2018
Instrument	2018-0208931

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13788 Whispering Meadows Ln was $7,699.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,723 (+2%) Land $262,284 Building $393,439
2025	$7,699.00 Homeowner's exemption	$642,867 Land $257,142 Building $385,725
2023	$7,401.00 (+2.48%) Homeowner's exemption	$617,905 Land $247,157 Building $370,748
2022	$7,222.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13788 Whispering Meadows Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13788 Whispering Meadows Ln is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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