1378 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 1378 Lord Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,255 sqft · built 2000
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Oct 2020)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`B67 018A`

Property Details

APN / Parcel Number

Primary APN	`B67 018A`
Alternative APN	`3641`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,255 sqft Heated Area
1st Floor Area	1,255 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Lot Width	527 ft Width
Garage Area	506 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	3641
Street Address	1378 LORD RD
City	COMMERCE
State	GA
Zip	30530-6991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR3 BLC A PB C-80
Legal Subdivision	MILLSTONE - 00112
Legal Tract	3
Legal Block	A
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1036
Census Tract	970400

Owner

1378 Lord Rd is owned and occupied by an individual who bought it in October 2020.

Source: Banks County records, as of November 13, 2025

Owner of Record	Individual Name on File
Mailing Address	1378 LORD RD, COMMERCE, GA 30530-6991
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP
Oct 16, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Jul 24, 2014
Deed Document Number	0000490111
Deed Book / Page	490 / 111
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	1378 LORD RD, COMMERCE, GA 30530-6991
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 LORD RD, COMMERCE, GA 30530-6991

Mortgage

Document Number	0000000490/0000000114
Date	Oct 20, 2020
Book Page	0000000490/0000000114

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Oct 16, 2020
Property Address	1378 LORD RD, COMMERCE, GA 30530-6991
Document Number	000490/111
Book / Page	490 / 111
Instrument Date	Oct 16, 2020
Instrument	2020-000860
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 LORD RD, COMMERCE, GA 30530-6991

Tax Assessment & Valuation

The 2025 property tax bill for 1378 Lord Rd was $1,870, up 2.1% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (+2.13%)	$97,946 (+5.35%) Land $16,272 Building $81,674	$244,866 (+5.36%) Land $40,680 Building $204,186
2024	$1,831.00 (+5.29%)	$92,968 (+8.77%) Land $14,400 Building $78,568	$232,419 (+8.77%) Land $36,000 Building $196,419
2023	$1,739.00 (+13.51%)	$85,476 (+17.22%) Land $14,400 Building $71,076	$213,689 (+17.22%) Land $36,000 Building $177,689
2022	$1,532.00	$72,922 Land $14,400 Building $58,522	$182,304 Land $36,000 Building $146,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1378 Lord Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1378 Lord Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Lord Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures