1377 Mount Carmel Rd, Milton, KY 40045 Property Records

Trimble County property record for 1377 Mount Carmel Rd, Milton, KY 40045

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$113,500 (Jun 2021)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-50-00-003.00`

Property Details

APN / Parcel Number

Primary APN	`021-50-00-003.00`
Alternative APN	`10610`

Location & Zoning

Account Number	10610
Street Address	1377 MOUNT CARMEL RD
City	MILTON
State	KY
Zip	40045-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT 2
Legal Lot Number	2
Jurisdiction	TRIMBLE KY
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2011
Census Tract	100100

Owner

1377 Mount Carmel Rd is owned and occupied by an individual who bought it in June 2021.

Source: Trimble County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	1377 MOUNT CARMEL RD, MILTON, KY 40045-8114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORP
Jun 17, 2021	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MTG CORP
Apr 25, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Apr 25, 2019
Deed Document Number	97542
Deed Book / Page	D158 / 598
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	1377 MOUNT CARMEL RD, MILTON, KY 40045-8114
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M243/311
Date	Jun 17, 2021
Book Page	M243/311
Instrument	97544

Lender

Name	KENTUCKY HOUSING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIMBLE KY
Recording Date	Jun 17, 2021
Property Address	1377 MOUNT CARMEL RD, MILTON, KY 40045-8114
Document Number	00D158/598
Book / Page	D158 / 598
Map Reference	DB 151 PG 645
Instrument Date	Jun 11, 2021
Instrument	97542
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 CEDAR RIDGE RD, MILTON, KY 40045-8119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 MOUNT CARMEL RD, MILTON, KY 40045-8114

Mortgage

Document Number	00M243/295
Date	Jun 17, 2021
Book Page	M243/295
Instrument	97543

Lender

Name	PRIMARY RESIDENTIAL MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIMBLE KY
Recording Date	Apr 25, 2019
Property Address	1377 MOUNT CARMEL RD, MILTON, KY 40045-8114
Document Number	00D151/645
Book / Page	D151 / 645
Map Reference	DB 111 PG 763
Instrument Date	Apr 25, 2019
Instrument	93157
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 CEDAR RIDGE RD, MILTON, KY 40045-8119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 CEDAR RIDGE RD, MILTON, KY 40045-8119

Tax Assessment & Valuation

The 2025 property tax bill for 1377 Mount Carmel Rd was $1,250.

Source: Trimble County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00	$113,500	$113,500
2023	$1,276.00	$113,500	$113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1377 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	23 (1978–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1377 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER & SEWER DEPARTMENT serves 3,861 people · EPA ID KY1120289
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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