1361 Mount Carmel Rd, Milton, KY 40045 Property Records

Trimble County property record for 1361 Mount Carmel Rd, Milton, KY 40045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1982
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 2021)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-50-00-002.00`

Property Details

APN / Parcel Number

Primary APN	`021-50-00-002.00`
Alternative APN	`10795`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	10795
Street Address	1361 MOUNT CARMEL RD
City	MILTON
State	KY
Zip	40045-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT 3
Legal Subdivision	BOB MYERS
Legal Lot Number	3
Jurisdiction	TRIMBLE KY
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2011
Census Tract	100100

Owner

1361 Mount Carmel Rd is owned and occupied by an individual who bought it in October 2021.

Source: Trimble County records, as of November 18, 2025

Owner of Record	Individual Name on File
Mailing Address	1361 MOUNT CARMEL RD, MILTON, KY 40045-8114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Apr 2, 2019	Deed, Transfer · Conventional Mortgage FARMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	202198763
Deed Book / Page	160 / 256
Prior Transfer Date	Jun 14, 2012
Prior Transfer Doc	000D131/12
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIMBLE KY
Recording Date	Oct 25, 2021
Property Address	1361 MOUNT CARMEL RD, MILTON, KY 40045-8114
Document Number	00D160/256
Book / Page	D160 / 256
Map Reference	DB 52 PG 85
Instrument Date	Oct 8, 2021
Instrument	98763
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	LIMESTONE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 WINDY RIDGE RD, BEDFORD, KY 40006-8631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1361 MOUNT CARMEL RD, MILTON, KY 40045-8114

Mortgage

Document Number	00M246/760
Date	Oct 25, 2021
Book Page	M246/760
Instrument	98767

Lender

Name	KIND LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIMBLE KY
Recording Date	Apr 2, 2019
Property Address	1361 MOUNT CARMEL RD, MILTON, KY 40045-8114
Document Number	00D151/486
Book / Page	D151 / 486
Map Reference	DB 52 PG 85
Instrument Date	Mar 27, 2019
Instrument	93053
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 NORTHRIDGE DR, BEDFORD, KY 40006-8425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 WINDY RIDGE RD, BEDFORD, KY 40006-8631

Mortgage

Document Number	00M225/561
Date	Apr 2, 2019
Book Page	M225/561
Instrument	93054

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 27, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1361 Mount Carmel Rd was $1,267.

Source: Trimble County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00	$115,000	$115,000
2023	$1,293.00	$115,000	$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1361 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	23 (1978–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1361 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER & SEWER DEPARTMENT serves 3,861 people · EPA ID KY1120289
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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