1345 Mount Carmel Rd, Milton, KY 40045 Property Records

Trimble County property record for 1345 Mount Carmel Rd, Milton, KY 40045

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$86,500 (Nov 2018)
Tax Bill	$953 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`021-50-00-001.00`

Property Details

APN / Parcel Number

Primary APN	`021-50-00-001.00`
Alternative APN	`9214`

Exterior

Lot Area	7,405 sqft (0.169 acres)

Location & Zoning

Account Number	9214
Street Address	1345 MOUNT CARMEL RD
City	MILTON
State	KY
Zip	40045-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE/BLDG & LOT 4- 0.17 ACS
Legal Lot Number	4
Jurisdiction	TRIMBLE KY
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2011
Census Tract	100100

Owner

Source: Trimble County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3620 RED OAK DR, LAGRANGE, KY 40031-9150
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BEDFORD LOAN & DEPOSIT BANK
Nov 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	Jun 15, 2015 · Amount on Record
Deed Document Number	92335
Deed Book / Page	D150 / 405
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	1345 MOUNT CARMEL RD, MILTON, KY 40045-8114
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M247/686
Date	Dec 2, 2021
Book Page	M247/686
Instrument	99183

Lender

Name	BEDFORD LOAN & DEPOSIT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2036

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRIMBLE KY
Recording Date	Nov 15, 2018
Property Address	1345 MOUNT CARMEL RD, MILTON, KY 40045-8114
Document Number	D150/405
Book / Page	D150 / 405
Instrument Date	Nov 7, 2018
Instrument	92335
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$86.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8640 PERSEA CT, 8640, TRINITY, FL 34655-5331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 MOUNT CARMEL RD, MILTON, KY 40045-8114

Tax Assessment & Valuation

Source: Trimble County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00 (-2.06%)	$86,500 (-)	$86,500 (-)
2023	$973.00	$86,500	$86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	23 (1978–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER & SEWER DEPARTMENT serves 3,861 people · EPA ID KY1120289
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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