13765 Whispering Meadows Ln, Jamul, CA 91935 Property Records

San Diego County property record for 13765 Whispering Meadows Ln, Jamul, CA 91935

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,294 sqft · built 1973
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$534,000 (Jun 2015)
Tax Bill$7,686 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN597-180-14-00

Property Details

APN / Parcel Number

Primary APN597-180-14-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,294 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address13765 WHISPERING MEADOWS LN
CityJAMUL
StateCA
Zip91935-3138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 9 N 170.03 FT OF E 128.10 FT OF TR 006488
Legal SubdivisionMOUNTAIN VIEW
Legal Tract006488
Legal Block1
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group1
Census Block1012
Census Tract21304

Owner

Source: San Diego County records · APN 597-180-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13765 WHISPERING MEADOWS LN, JAMUL, CA 91935-3138
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERCAP LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2015 · Amount on Record
Deed SaleJun 05, 2015 · Amount on Record
Prior SaleDec 26, 2002 · Amount on Record
Deed Document Number2015291946
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13765 WHISPERING MEADOWS LN, JAMUL, CA 91935-3138
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000436790
DateOct 01, 2019
Instrument2019-0436790
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13765 WHISPERING MEADOWS LN, JAMUL, CA 91935-3138
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13765 WHISPERING MEADOWS LN, JAMUL, CA 91935-3138

Mortgage

Document Number0000055844
DateJan 25, 2021
Instrument2021-0055844
Lender
NameINTERCAP LENDING
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictJamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$654,611 (+2%) Land $196,136 Building $458,475
2025$7,686.00 (+4.02%) Homeowner's exemption$641,777 (+4.04%) Land $192,291 Building $449,486
2023$7,389.00 (+2.48%) Homeowner's exemption$616,858 Land $184,825 Building $432,033
2022$7,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskHigh
above 83% of the US · above 63% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: San Diego Broadband.

Based on FCC filings for 61 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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