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13763 Whispering Meadows Ln, Jamul, CA 91935 Property Records

San Diego County property record for 13763 Whispering Meadows Ln, Jamul, CA 91935

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,410 sqft · built 1973
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Oct 2014)
Tax Bill$7,355 (2025)
Deeds & MortgagesOct 2026 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN597-180-16-00

Property Details

APN / Parcel Number

Primary APN597-180-16-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,410 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area32,670 sqft (0.75 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address13763 WHISPERING MEADOWS LN
CityJAMUL
StateCA
Zip91935-3138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 9 DOC51377REC70 IN TR 006488
Legal SubdivisionMOUNTAIN VIEW
Legal Tract006488
Legal Block1
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group1
Census Block1012
Census Tract21304

Owner

13763 Whispering Meadows Ln is owned by two individuals who bought it in October 2014.

Source: San Diego County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address1567 HILLSBOROUGH ST, CHULA VISTA, CA 91913-2911
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE MORTGAGE
Sep 30, 2025Deed of Trust, Mortgage · FHA Mortgage
E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2014 · Amount on File
Deed SaleOct 1, 2014 · Amount on File
Prior SaleNov 8, 1985 · Amount on File
Deed Document Number2014427420
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateOct 15, 2026
Property Address13763 WHISPERING MEADOWS LN, JAMUL, CA 91935-3138
Document Number0000298302
Instrument DateOct 7, 2026
Instrument2026298302
Transaction TypeMortgage
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address13763 WHISPERING MEADOWS LN, JAMUL, CA 91935-3138

Mortgage

Document Number0000298302,
DateOct 15, 2026
Instrument2026298302
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13763 WHISPERING MEADOWS LN, JAMUL, CA 91935-3138
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address13763 WHISPERING MEADOWS LN, JAMUL, CA 91935-3138

Mortgage

Document Number0000270929
DateSep 30, 2025
Instrument2025-0270929
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 13763 Whispering Meadows Ln was $7,355.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictJamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$619,060 (+2%) Land $106,006 Building $513,054
2025$7,355.00$606,923 Land $103,928 Building $502,995
2023$7,074.00 (+2.45%)$583,358 Land $99,894 Building $483,464
2022$6,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13763 Whispering Meadows Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13763 Whispering Meadows Ln is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 65% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: San Diego Broadband.

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