1376 Independence Way, Vista, CA 92084 Property Records

San Diego County property record for 1376 Independence Way, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,002 sqft · built 1944
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Company Names on Record
Last Sale	$735,000 (Apr 2026)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`174-100-07-00`

Property Details

APN / Parcel Number

Primary APN	`174-100-07-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,002 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Street Address	1376 INDEPENDENCE WAY
City	VISTA
State	CA
Zip	92084-4162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 5 /EXC W 80 FT/ N 161.33 FT OF TR 002102
Legal Subdivision	VISTA GRANDE ESTATES
Legal Tract	002102
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	19210

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	944 MAGNOLIA HEIGHTS RD, RAMONA, CA 92065-1578
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Oct 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 15, 2026	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jan 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Dec 12, 1997 · Amount on Record
Deed Document Number	2026105150
Prior Transfer Date	Jan 25, 2018
Prior Transfer Doc	0000037003
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2026
Property Address	1376 INDEPENDENCE WAY, VISTA, CA 92084-4162
Document Number	0000156596
Instrument Date	May 29, 2026
Instrument	2026156596
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	944 MAGNOLIA HEIGHTS RD, RAMONA, CA 92065-1578

Mortgage

Document Number	0000156596,
Date	Jun 1, 2026
Instrument	2026156596

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	9.25%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1376 INDEPENDENCE WAY, VISTA, CA 92084-4162
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1376 INDEPENDENCE WAY, VISTA, CA 92084-4162

Mortgage

Document Number	0000713689
Date	Oct 13, 2021
Instrument	2021-0713689

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1376 INDEPENDENCE WAY, VISTA, CA 92084-4162
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1376 INDEPENDENCE WAY, VISTA, CA 92084-4162

Mortgage

Document Number	0000415218
Date	Oct 27, 2022
Instrument	2022-0415218

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2026
Property Address	1376 INDEPENDENCE WAY, VISTA, CA 92084-4162
Document Number	0000105151
Instrument Date	Apr 14, 2026
Instrument	2026105151
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	944 MAGNOLIA HEIGHTS RD, RAMONA, CA 92065-1578

Mortgage

Document Number	0000105151,
Date	Apr 15, 2026
Instrument	2026105151

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2026
Property Address	1376 INDEPENDENCE WAY, VISTA, CA 92084-4162
Document Number	0000105150
Instrument Date	Mar 25, 2026
Instrument	2026105150
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,658.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	944 MAGNOLIA HEIGHTS RD, RAMONA, CA 92065-1578

Mortgage

Document Number	0000105150,
Date	Apr 15, 2026
Instrument	2026105150

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2018
Property Address	1376 INDEPENDENCE WAY, VISTA, CA 92084-4162
Document Number	0000037003
Instrument Date	Jan 25, 2018
Instrument	37003
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1376 INDEPENDENCE WAY VISTA CA 920844162, VISTA, CA 92084-4162

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$218,567 (+2%) Land $105,991 Building $112,576
2025	$3,123.00 (+4.59%) Homeowner's exemption	$214,282 (+4.04%) Land $103,913 Building $110,369
2024	$2,986.00 (+1.91%)
2023	$2,930.00 (+0.24%) Homeowner's exemption	$205,963 Land $99,879 Building $106,084
2022	$2,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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