1375 E Osterhout Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 1375 E Osterhout Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,837 sqft · built 1994
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (Oct 2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00034-027-O`

Property Details

APN / Parcel Number

Primary APN	`10-00034-027-O`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,837 sqft Living Area
1st Floor Area	1,115 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	250 ft deep x 90 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1375 E OSTERHOUT AVE
City	PORTAGE
State	MI
Zip	49002-7132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SEC 34-3-11 COM E 1/4 POST SEC 34 TH S 89 DEG 43 MIN W ALG EW 1/4 LI 1048.74 FT FOR PL OF BEG, TH CONT S 89 DEG 43 MIN W 90
Legal Range	11
Legal Township	03
Legal Section	34
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3000
Census Tract	2104

Owner

1375 E Osterhout Ave is owned and occupied by an individual who bought it in October 2026.

Source: Kalamazoo County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1375 E OSTERHOUT AVE, PORTAGE, MI 49002-7132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
May 4, 2026	Deed of Trust, Mortgage · Line of Credit STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Prior Sale	Mar 3, 2003 · Amount on File
Deed Document Number	202629840
Prior Transfer Date	Dec 19, 2002
Prior Transfer Doc	0000015033
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 7, 2026
Property Address	1375 E OSTERHOUT AVE, PORTAGE, MI 49002-7132
Document Number	0000029840
Instrument Date	Sep 30, 2026
Instrument	202629840
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317,907.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 E OSTERHOUT AVE, PORTAGE, MI 49002-7132

Mortgage

Document Number	0000029841,
Date	Oct 7, 2026
Instrument	202629841

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	May 4, 2026
Property Address	1375 E OSTERHOUT AVE, PORTAGE, MI 49002-7132
Document Number	2026014204
Instrument Date	Apr 23, 2026
Instrument	202614204
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 E OSTERHOUT AVE, PORTAGE, MI 49002-7132

Mortgage

Document Number	0000014204,
Date	May 4, 2026
Instrument	202614204

Lender

Name	STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,300 (+8.43%)	$398,600 (+8.43%)
2025	Homeowner's exemption	$183,800	$367,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1375 E Osterhout Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1375 E Osterhout Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Metronet.

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