1305 E Osterhout Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 1305 E Osterhout Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1956
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00034-030-O`

Property Details

APN / Parcel Number

Primary APN	`10-00034-030-O`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	27,443 sqft (0.63 acres)
Lot Width	110 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1305 E OSTERHOUT AVE
City	PORTAGE
State	MI
Zip	49002-7843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SEC 34-3-11 BEG AT SW COR SE1/4 NE1/4 SEC 34 TH E ALG E&W1/4 LI SEC 110 FT TH N PAR E1/8 LI SEC 283 FT TH W PAR E&W1/4 LI 110
Legal Range	11
Legal Township	03
Legal Section	34
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3000
Census Tract	2104

Owner

1305 E Osterhout Ave is owned and occupied by an individual who acquired it in August 2016.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Nov 8, 2019	Deed of Trust, Mortgage QUICKEN LOANS INC
Aug 24, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2012
Deed Sale	Oct 3, 2012
Prior Sale	Jul 30, 2004 · Amount on File
Deed Document Number	201237536
Last Transfer Date	Aug 10, 2016
Transfer Doc	2016026330
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 31, 2026
Property Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843
Document Number	0000023002
Instrument Date	Jul 27, 2026
Instrument	202623002
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843

Mortgage

Document Number	0000023002,
Date	Jul 31, 2026
Instrument	202623002

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.49%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843

Mortgage

Document Number	2024009416
Date	Apr 11, 2024
Instrument	2024-009416

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843

Mortgage

Document Number	2023024618
Date	Oct 11, 2023
Instrument	2023-024618

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020029468
Date	Sep 3, 2020
Instrument	2020-029468

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019033713
Date	Nov 8, 2019
Instrument	2019-033713

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2044

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1305 E OSTERHOUT AVE, PORTAGE, MI 49002-7843
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-028626
Date	Aug 24, 2017
Instrument	2017-028626

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,600	$245,200
2025	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 E Osterhout Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 E Osterhout Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Metronet.

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