1289 E Osterhout Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 1289 E Osterhout Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,414 sqft · built 1988
Lot Size	3.46 acres (150,718 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2022)
Tax Bill	$3,902 (2019)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00034-035-O`

Property Details

APN / Parcel Number

Primary APN	`10-00034-035-O`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,414 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Lot Area	150,718 sqft (3.46 acres)
Lot Dimensions	1,142 ft deep x 132 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1289 E OSTERHOUT AVE
City	PORTAGE
State	MI
Zip	49002-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SEC 34-3-11 E 8 R OF SW1/4 NE1/4 SEC 34, EXC N 145 FT
Legal Range	11
Legal Township	03
Legal Section	34
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3000
Census Tract	2104

Owner

1289 E Osterhout Ave is owned and occupied by an individual who acquired it in February 2024.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Feb 8, 2024	Intrafamily Transfer, Transfer
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Deed Document Number	202211474
Last Transfer Date	Feb 8, 2024
Transfer Doc	2024003132
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 7, 2026
Property Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131
Document Number	0000020374
Instrument Date	Jun 26, 2026
Instrument	202620374
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131

Mortgage

Document Number	0000020374,
Date	Jul 7, 2026
Instrument	202620374

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131

Mortgage

Document Number	2024005297
Date	Mar 8, 2024
Instrument	2024-005297

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	04909

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Feb 8, 2024
Property Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131
Document Number	2024003132
Instrument Date	Feb 8, 2024
Instrument	2024-003132
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 7, 2022
Property Address	1289 E OSTERHOUT AVE, PORTAGE, MI 49002-7131
Document Number	2022011474
Instrument Date	Mar 22, 2022
Instrument	2022-011474
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1289 E OSTERHOUT AVE, 1289, PORTAGE, MI 49002-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 E OSTERHCUT AVE, PORTAGE, MI 49002-7131

Mortgage

Document Number	2022011475
Date	Apr 7, 2022
Instrument	2022-011475

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,000	$348,000
2025	Homeowner's exemption
2023		$125,000	$250,000
2019	$3,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1289 E Osterhout Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1289 E Osterhout Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Metronet.

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