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1372 Chip Morrison Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1372 Chip Morrison Dr, Alligator Point, FL 32346

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,100 sqft · built 2023
Lot Size0.626 acres (27,269 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Jun 2023)
Tax Bill$806 (2025)
Deeds & MortgagesJun 2023 Mortgage
Mar 2023 Construction Loan
+ 2 more
Flood ZoneZone VE (high risk)
APN06-07S-01W-1046-000T-0050

Property Details

APN / Parcel Number

Primary APN06-07S-01W-1046-000T-0050
Alternative APN
  • 01W07S061046000T0050

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleBungalow
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area27,269 sqft (0.626 acres)
Lot Dimensions270 ft deep x 101 ft wide
View / LotWater View

Exterior Amenities

PorchUnfinished Open Porch
Deck Area32 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1372 CHIP MORRISON DR
CityPANACEA
StateFL
Zip32346-5150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENINSULAR POINT UNIT 6 BLOCK T LOT 5 OR/689/249 1289/795 1293/604 1367/699
Legal Range01W
Legal Township07S
Legal Section06
Legal SubdivisionPENINSULAR POINT
Legal BlockT
Legal Lot Number5
Legal Unit6
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2009
Census Tract970102

Owner

Source: Franklin County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1372 CHIP MORRISON DR, PANACEA, FL 32346-5150
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 15, 2023Deed of Trust, Mortgage · Construction Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 15, 2021Warranty Deed, Transfer
HAYWARD TITLE GROUP
Feb 12, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleMar 15, 2021 · Amount on Record
Deed Document Number20233334
Deed Book / Page1367 / 699
Prior Transfer DateJun 27, 2023
Prior Transfer Doc0019003334
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateJun 29, 2023
Property Address1372 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150
Document Number0019003334
Book / Page1367 / 699
Map ReferenceMB 2 PG 2
Instrument DateJun 27, 2023
Instrument202319003334
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1372 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150

Transferred To (Grantee/Buyer)

NameVerified Name
Address1372 CHIP MORRISON DR, PANACEA, FL 32346-5150

Mortgage

Document Number0000000703
DateJun 29, 2023
Instrument1367/703
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1372 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150
Transaction TypeMortgage
Record UpdatedApr 7, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 HOLLY DR, COGDELL, GA 31634-1616

Mortgage

Document Number0019001187
DateMar 15, 2023
Book Page1358/548
Instrument202319001187
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueApr 1, 2024

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 15, 2021
Property Address1372 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150
Document Number0019001506
Book / Page1293 / 604
Map ReferenceMB 2 PG 2
Instrument DateMar 5, 2021
Instrument202119001506
Transaction TypeTransfer
Record UpdatedFeb 3, 2023
Title CompanyHAYWARD TITLE GROUP

Transaction

AmountAmount Recorded
Tax$665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address166 MANATEE WAY, APALACHICOLA, FL 32320-1144

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 HOLLY DR, HOMERVILLE, GA 31634-1616

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateFeb 12, 2021
Property Address1372 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150
Document Number0019000805
Book / Page1289 / 795
Map ReferenceMB 2 PG 2
Instrument DateFeb 3, 2021
Instrument202119000805
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address166 MANATEE WAY, APALACHICOLA, FL 32320-1144

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$806.00 (-2.77%) Homeowner's exemption Veteran's exemption$761,417 (-0.84%) Land $150,000 Building $611,417$761,417 (-0.84%) Land $150,000 Building $611,417
2024$829.00 (-13.74%) Homeowner's exemption$767,835 (+803.34%) Land $150,000 Building $617,835$767,835 (+803.34%) Land $150,000 Building $617,835
2023$961.00 (-2.63%)$85,000 (-) Land $85,000$85,000 (-) Land $85,000
2022$987.00$85,000 Land $85,000$85,000 Land $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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