1365 Chip Morrison Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1365 Chip Morrison Dr, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,518 sqft · built 1952
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Company Names on File
Tax Bill	$3,212 (2025)
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1046-000V-0010`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1046-000V-0010`
Alternative APN	`01W07S061046000V0010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,518 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	65 ft deep x 183 ft wide
View / Lot	Gulf
Porch	Finished Screened Porch
Porch Area	1,183 sqft
Deck Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1365 CHIP MORRISON DR
City	ALLIGATOR POINT
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 6 BL V LOT 1 & W 60 FT LOT 2 ALSO 12 1/2 FT ADJ TO LOT 1 PENN POINT OR 132/207-08 600/164 613/446 1159/308 1406/717
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	PENN POINT
Legal Block	V
Legal Lot Number	1,2
Legal Unit	6
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1046-000V-0010

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	488 OCEAN FOREST DR, SAINT AUGUSTINE, FL 32080-8732
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 20, 2024
Transfer Doc	0019005723
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,212.00 (+11.72%)	$339,945 (+19.88%) Land $185,562 Building $154,383	$339,945 (+19.88%) Land $185,562 Building $154,383
2024	$2,875.00 (+8.49%)	$283,566 (+19.07%) Land $127,574 Building $155,992	$283,566 (+19.07%) Land $127,574 Building $155,992
2023	$2,650.00 (+3.92%)	$238,141 (+3%) Land $116,749 Building $121,392	$238,141 (+3%) Land $116,749 Building $121,392
2022	$2,550.00	$231,199 Land $116,749 Building $114,450	$231,199 Land $116,749 Building $114,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 23, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 84 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.