1369 Chip Morrison Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1369 Chip Morrison Dr, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 925 sqft · built 1947
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jan 2022)
Tax Bill	$5,928 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2018 Sale & Construction Loan
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1046-000W-0070`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1046-000W-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	925 sqft Heated Area
Gross Area	1,195 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Porch	Open Porch
Porch Area	270 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1369 CHIP MORRISON DR
City	ALLIGATOR POINT
State	FL
Zip	32346-5151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 6 BL W LOT 7 PENN POINT 142/42 293/35 600/175 899/50 994/118 994/131 1046/120 1128/417 1220/242 1323/444
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	PENINSULAR POINT
Legal Block	W
Legal Lot Number	7
Legal Unit	6
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4610 JEFFERSON ST, HOLLYWOOD, FL 33021-7622
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Jun 1, 2018	Warranty Deed, Transfer · Construction Mortgage 1369 ALLIGATOR POINT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	202219000201
Deed Book / Page	1323 / 444
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jan 12, 2022
Property Address	1369 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5151
Document Number	0019000201
Book / Page	1323 / 444
Map Reference	MB 2 PG 2
Instrument Date	Dec 17, 2021
Instrument	202219000201
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	860 MORRIS RD, 860, HIRAM, GA 30141-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5151

Mortgage

Document Number	0000000445
Date	Jan 12, 2022
Instrument	1323/445

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 1, 2018
Property Address	1369 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5151
Document Number	0019002695
Book / Page	001220 / 000242
Instrument Date	May 29, 2018
Instrument	19002695
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	860 MORRIS RD HIRAM GA 301414040, HIRAM, GA 30141-4040

Mortgage

Document Number	19002696
Date	Jun 1, 2018
Book Page	001220/000243
Instrument	19002696

Lender

Name	1369 ALLIGATOR POINT LLC
Address	1919 COUNTRY CLUB LN, LITTLE ROCK, AR 72207-2035

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2019

Interest

Rate	3%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,928.00 (+14.53%)	$627,225 (+27.38%) Land $438,984 Building $188,241	$627,225 (+27.38%) Land $438,984 Building $188,241
2024	$5,176.00 (+7.77%)	$492,389 (+17.07%) Land $301,802 Building $190,587	$492,389 (+17.07%) Land $301,802 Building $190,587
2023	$4,803.00 (-0.5%)	$420,576 (+2.23%) Land $276,194 Building $144,382	$420,576 (+2.23%) Land $276,194 Building $144,382
2022	$4,827.00	$411,397 Land $276,194 Building $135,203	$411,397 Land $276,194 Building $135,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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