137 S Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 137 S Prospect St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,464 sqft · built 1973
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Jul 2000)
Tax Bill	$7,646 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-15-306-002`

Property Details

APN / Parcel Number

Primary APN	`05-15-306-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,464 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	14.9 ft deep x 6 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	137 S PROSPECT ST
City	WHEATON
State	IL
Zip	60187-5891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MC INTOSH LORRAINE RD SUB
Legal Subdivision	MC INTOSH LORRAINE RD SUB
Legal Block	5
Legal Lot Number	11
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	4
Census Block	4014
Census Tract	842400

Owner

137 S Prospect St is owned and occupied by two individuals who bought it in July 2000.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 S PROSPECT ST, WHEATON, IL 60187-5891
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2000 · Amount on File
Deed Sale	Jul 11, 2000 · Amount on File
Prior Sale	Nov 13, 1997 · Amount on File
Deed Document Number	2000104503
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	137 S PROSPECT ST, WHEATON, IL 60187-5891
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113246
Date	Jul 27, 2021
Instrument	R2021-113246

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	137 S PROSPECT ST, WHEATON, IL 60187-5891
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095608
Date	Aug 27, 2020
Instrument	R2020-095608

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	137 S PROSPECT ST, WHEATON, IL 60187-5891
Document Number	0000081712
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	137 S PROSPECT ST WHEATON IL 601875891, WHEATON, IL 60187-5891

Mortgage

Document Number	0000081712
Date	Aug 30, 2018
Instrument	81712

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 29, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 137 S Prospect St was $7,646 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,646.00	$134,233 Land $35,078 Building $99,155	$402,699 Land $105,234 Building $297,465
2022	$7,040.00 Homeowner's exemption	$107,660 Land $28,130 Building $79,530	$322,980 Land $84,390 Building $238,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 S Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 137 S Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

Nearby Properties on S Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures