147 S Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 147 S Prospect St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,340 sqft · built 1958
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Aug 2025)
Tax Bill$7,317 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-15-306-004

Property Details

APN / Parcel Number

Primary APN05-15-306-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,340 sqft Living Area
1st Floor Area1,170 sqft
Basement Area1,170 sqft
Finished Basement1,170 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions14.9 ft deep x 6 ft wide
Garage TypeDetached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Deck AreaDeck Area
Patio Area189 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address147 S PROSPECT ST
CityWHEATON
StateIL
Zip60187-5891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMC INTOSH LORRAINE RD SUB
Legal SubdivisionMC INTOSH LORRAINE RD SUB
Legal Block5
Legal Lot Number9
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group4
Census Block4014
Census Tract842400

Owner

Source: DuPage County assessment roll, APN 05-15-306-004, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address454 SUNNYBROOK LN, WHEATON, IL 60187-4680
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 08, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Dec 01, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Dec 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
Apr 12, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2025 · Amount on Record
Deed SaleAug 07, 2025 · Amount on Record
Prior SaleJun 29, 2005 · Amount on Record
Deed Document Number202548386
Prior Transfer DateApr 09, 2021
Prior Transfer Doc0000057722
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateJun 15, 2026
Property Address147 S PROSPECT ST, WHEATON, IL 60187-5891
Document Number0000040103
Instrument DateJun 10, 2026
Instrument202640103
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 S PROSPECT ST, WHEATON, IL 60187-5891

Mortgage

Document Number0000040103,
DateJun 15, 2026
Instrument202640103
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.63%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address147 S PROSPECT ST, WHEATON, IL 60187-5891
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 S PROSPECT ST, WHEATON, IL 60187-5891

Mortgage

Document Number0000055850
DateSep 08, 2025
InstrumentR2025-055850
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueJun 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address147 S PROSPECT ST, WHEATON, IL 60187-5891
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076719
DateDec 01, 2023
InstrumentR2023-076719
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2043

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address147 S PROSPECT ST, WHEATON, IL 60187-5891
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyADVISORS TITLE NETWORK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117949
DateDec 18, 2019
InstrumentR2019-117949
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2049
Interest
Rate TypeFixed Rate
Rate4%

April 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDU PAGE IL
Recording DateApr 12, 2021
Property Address147 S PROSPECT ST, WHEATON, IL 60187-5891
Document Number0000057722
Map ReferenceDOC 202765
Instrument DateApr 09, 2021
InstrumentR2021-057722
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 S PROSPECT ST, WHEATON, IL 60187-5891

Tax Assessment & Valuation

Source: DuPage County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,317.00 (+2.49%) Homeowner's exemption$128,814 (+8.46%) Land $35,727 Building $93,087$386,442 (+8.46%) Land $107,181 Building $279,261
2024$7,139.00 (+5.94%)$118,766 (+14.96%) Land $32,940 Building $85,826$356,298 (+14.96%) Land $98,820 Building $257,478
2022$6,739.00 Homeowner's exemption$103,310 Land $28,650 Building $74,660$309,930 Land $85,950 Building $223,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), as of September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438424004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 596 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Radiate Holdings, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0431050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWHEATON
serves 53,970 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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