120 S Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 120 S Prospect St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,008 sqft · built 1951
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$248,000 (Aug 2003)
Tax Bill$6,923 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-15-304-016

Property Details

APN / Parcel Number

Primary APN05-15-304-016

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,008 sqft Living Area
1st Floor Area1,004 sqft
Basement Area1,004 sqft
Finished Basement1,004 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area282 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address120 S PROSPECT ST
CityWHEATON
StateIL
Zip60187-5841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMC INTOSH LORRAINE RD SUB
Legal SubdivisionMC INTOSH LORRAINE RD SUB
Legal Block6
Legal Lot Number5
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group4
Census Block4009
Census Tract842400

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 S PROSPECT ST, WHEATON, IL 60187-5841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2003 · Amount on Record
Deed SaleAug 21, 2003 · Amount on Record
Prior SaleOct 4, 1993 · Amount on Record
Deed Document Number2003331907
Prior Transfer DateSep 21, 1993
Prior Transfer Doc0000223984
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address120 S PROSPECT ST, WHEATON, IL 60187-5841
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069134
DateJul 1, 2020
InstrumentR2020-069134
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,923.00 (+8.54%)$122,298 (+24.67%) Land $40,417 Building $81,881$366,894 (+24.67%) Land $121,251 Building $245,643
2022$6,378.00 Homeowner's exemption$98,100 Land $32,420 Building $65,680$294,300 Land $97,260 Building $197,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Verizon.

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